Bank · FDIC insured
U.S. Bank
A $705.6B bank, the 6th largest of 4,207, headquartered in Cincinnati, OH, with 2,095 branches in 29 states. Best rates: CDs 3.25% and savings 0.01% APY.
U.S. Bank Carrot Score
64
Carrot Score
Higher than 10% of U.S. banks and credit unions
#116 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About U.S. Bank
Chartered in 1863 under national bank charter No. 24, U.S. Bank National Association is headquartered in Minneapolis, Minnesota.
- Headquarters
- 425 Walnut St, Cincinnati, OH 45202
- FDIC certificate
- 6548 ↗
Branches
2,095 branches in 29 states
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California
562 branchesOhio
161 branchesIllinois
153 branchesWashington
136 branchesMissouri
128 branchesOregon
114 branchesMinnesota
104 branchesColorado
102 branchesWisconsin
90 branchesKentucky
69 branches
Cincinnati area · 16
- Alexandria Branch7630 Alexandria Pike, Alexandria, KY 41001Directions
- Cold Spring Branch3600 Martha Layne Collins Boulevard, Cold Spring, KY 41076Directions
- Sixth And Madison Branch602 Madison Ave, Covington, KY 41011Directions
- Thomas More Branch2741 Turkeyfoot Rd, Crestview Hills, KY 41017Directions
- Elsmere Branch3905 Dixie Hwy, Elsmere, KY 41018Directions
- Pendleton Branch303 Ridgeway Ave, Falmouth, KY 41040Directions
- Florence Branch8461 Highway 42, Florence, KY 41042Directions
- Mall Road Kroger Branch7685 Mall Rd, Florence, KY 41042Directions
- Fort Mitchell Branch405 Buttermilk Pike, Fort Mitchell, KY 41017Directions
- Fort Thomas Branch2 S Fort Thomas Ave, Fort Thomas, KY 41075Directions
- Hebron Branch2121 N Bend Rd, Hebron, KY 41048Directions
- Independence Branch5262 Madison Pike, Independence, KY 41051Directions
- Latonia Branch3937 Winston Ave, Latonia, KY 41015Directions
- Newport Kroger Branch130 Pavilion Pkwy, Newport, KY 41071Directions
- Taylor Mill Remke'S Branch5018 Old Taylor Mill Rd, Taylor Mill, KY 41015Directions
- Walton Kroger Branch635 Chestnut Dr, Walton, KY 41094Directions
Louisville/Jefferson County area · 16
- Audubon Park Branch3000 Preston Hwy, Louisville, KY 40217Directions
- Bashford Manor Kroger Branch3616 Buechel Byp, Louisville, KY 40218Directions
- Brownsboro Branch4951 Brownsboro Rd, Louisville, KY 40222Directions
- Downtown 4th Street Branch411 S 4th St, Louisville, KY 40202Directions
- Highlands Branch2350 Bardstown Rd, Louisville, KY 40205Directions
- Hurstbourne Branch9437 Viking Center Dr, Louisville, KY 40222Directions
- Mcmahan Plaza Branch3095 Breckenridge Ln, Louisville, KY 40220Directions
- Middletown Branch12212 Shelbyville Rd, Louisville, KY 40243Directions
- Outer Loop Kroger Branch4501 Outer Loop, Louisville, KY 40219Directions
- Preston Highway Meijer Branch9500 Preston Hwy, Louisville, KY 40229Directions
- Shively Branch4021 Dixie Hwy, Louisville, KY 40216Directions
- Springhurst Branch3501 Springhurst Commons Dr, Louisville, KY 40241Directions
- St. Matthews Branch3808 Lexington Rd, Louisville, KY 40207Directions
- Taylorsville Kroger Branch12611 Taylorsville Rd, Louisville, KY 40299Directions
- Valley Station Meijer Branch9905 Dixie Hwy, Louisville, KY 40272Directions
- Shelbyville Branch1622 Midland Trl, Shelbyville, KY 40065Directions
Bowling Green area · 6
- Bowling Green Branch500 E Main Ave, Bowling Green, KY 42101Directions
- Bowling Green Campbell Lane Branch721 Campbell Ln, Bowling Green, KY 42104Directions
- Bowling Green Cave Mill Branch1970 Cave Mill Rd, Bowling Green, KY 42104Directions
- Bowling Green Northgate Branch3240 Louisville Rd, Bowling Green, KY 42101Directions
- Western Kentucky University Office Branch1906 College Heights Blvd, Bowling Green, KY 42101Directions
- Scottsville Branch201 E Main St, Scottsville, KY 42164Directions
Lexington area · 5
- Eastland Branch1015 Industry Rd, Lexington, KY 40505Directions
- Hamburg Meijer Branch2155 Paul Jones Way-Suite 100, Lexington, KY 40509Directions
- Nicholasville Road Branch2020 Nicholasville Rd, Lexington, KY 40503Directions
- Reynolds Road Meijer Branch351 Meijer Way, Lexington, KY 40503Directions
- Richmond Road Branch2653 Richmond Rd, Lexington, KY 40509Directions
Pikeville area · 4
- Martin Branch12579 Main St, Martin, KY 41649Directions
- North Mayo Trail Branch3663 N Mayo Trl, Pikeville, KY 41501Directions
- South Mayo Trail Branch206 S Mayo Trl, Pikeville, KY 41501Directions
- Prestonsburg Branch415 N Lake Dr, Prestonsburg, KY 41653Directions
Paducah area · 4
- Broadway Branch1666 Broadway St, Paducah, KY 42001Directions
- Kentucky Oaks Mall Branch3051 James Sanders Blvd, Paducah, KY 42001Directions
- Lone Oak Branch2630 Lone Oak Rd, Paducah, KY 42003Directions
- Reidland Road Branch5531 Reidland Rd, Paducah, KY 42003Directions
Owensboro area · 3
- Carter Road Branch1701 Carter Rd, Owensboro, KY 42301Directions
- New Hartford Branch2701 New Hartford Rd, Owensboro, KY 42303Directions
- Owensboro Health Regional Hospital1301 Pleasant Valley Rd, Owensboro, KY 42303Directions
Richmond area · 2
- Berea Branch630 Chestnut St, Berea, KY 40403Directions
- Richmond Branch200 E Main St, Richmond, KY 40475Directions
Madisonville area · 2
- Madisonville East Center Street Bran665 E Center St, Madisonville, KY 42431Directions
- Madisonville Martin Mall Branch15 Chelsa Dr, Madisonville, KY 42431Directions
Benton area · 1
- Draffenville Branch95 Us Highway 68 E, Benton, KY 42025Directions
Carrollton area · 1
- Carrollton Branch416 Highland Ave, Carrollton, KY 41008Directions
Glasgow area · 1
- Glasgow Wall Street Branch100 Wall St, Glasgow, KY 42141Directions
Henderson area · 1
- Old Orchard Branch501 Barret Blvd, Henderson, KY 42420Directions
Clarksville area · 1
- Hopkinsville Fort Campbell Branch4159 Fort Campbell Blvd, Hopkinsville, KY 42240Directions
Lebanon area · 1
- Lebanon Branch131 W Main St, Lebanon, KY 40033Directions
Mayfield area · 1
- Mayfield Branch406 S 7th St, Mayfield, KY 42066Directions
Maysville area · 1
- Maysville U.S. 68 Branch1176 Us Highway 68, Maysville, KY 41056Directions
Morehead area · 1
- Morehead122 E Main St, Morehead, KY 40351Directions
Murray area · 1
- Calloway County Branch1111 Main St, Murray, KY 42071Directions
Russellville area · 1
- Russellville Branch135 W 4th St, Russellville, KY 42276Directions
Arizona
56 branchesIowa
55 branchesTennessee
55 branchesIdaho
51 branchesNevada
50 branchesUtah
39 branchesNebraska
34 branchesKansas
23 branchesNew Mexico
21 branchesArkansas
18 branchesMontana
17 branchesNorth Dakota
15 branchesSouth Dakota
10 branchesWyoming
9 branchesIndiana
8 branchesNorth Carolina
7 branchesFlorida
3 branchesTexas
3 branchesGeorgia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.49% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.45% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.23% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $76 | $85 | — |
- CapitalLeverage ratio9.49%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.45%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$76Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of U.S. Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.