Bank · FDIC insured
U.S. Bank
A $705.6B bank, the 6th largest of 4,207, headquartered in Cincinnati, OH, with 2,095 branches in 29 states. Best rates: CDs 3.25% and savings 0.01% APY.
U.S. Bank Carrot Score
64
Carrot Score
Higher than 10% of U.S. banks and credit unions
#116 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About U.S. Bank
Chartered in 1863 under national bank charter No. 24, U.S. Bank National Association is headquartered in Minneapolis, Minnesota.
- Headquarters
- 425 Walnut St, Cincinnati, OH 45202
- FDIC certificate
- 6548 ↗
Branches
2,095 branches in 29 states
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California
562 branchesOhio
161 branchesIllinois
153 branchesWashington
136 branchesMissouri
128 branchesOregon
114 branchesMinnesota
104 branchesColorado
102 branchesWisconsin
90 branchesKentucky
69 branchesArizona
56 branchesIowa
55 branchesTennessee
55 branchesIdaho
51 branchesNevada
50 branchesUtah
39 branchesNebraska
34 branchesKansas
23 branchesNew Mexico
21 branches
Albuquerque area · 13
- Journal Center Branch7900 Jefferson St Ne, Albuquerque, NM 87109Directions
- Juan Tabo Blvd Branch3620 Juan Tabo Blvd Ne, Albuquerque, NM 87111Directions
- Lomas Blvd Branch111 Lomas Blvd Nw, Albuquerque, NM 87102Directions
- Montgomery Blvd Branch5001 Montgomery Blvd Ne, Albuquerque, NM 87109Directions
- Nob Hill Branch3000 Central Ave Se, Albuquerque, NM 87106Directions
- Petroglyph Branch8251 Golf Course Rd Nw, Albuquerque, NM 87120Directions
- Sycamore Plaza Branch5620 Wyoming Blvd Ne, Albuquerque, NM 87109Directions
- Uptown Branch2300 Louisiana Blvd Ne, Albuquerque, NM 87110Directions
- Belen Reinken Branch620 W Reinken Ave, Belen, NM 87002Directions
- Bernalillo Branch388 W Highway 550, Bernalillo, NM 87004Directions
- Los Lunas Branch2421 Main St Se, Los Lunas, NM 87031Directions
- Moriarty Branch1401 Route 66 Avenue, Moriarty, NM 87035Directions
- Rio Rancho Branch1781 Rio Rancho Blvd Se, Rio Rancho, NM 87124Directions
Santa Fe area · 3
- Cerrillos Branch3787 Cerrillos Rd, Santa Fe, NM 87507Directions
- Pojoaque Supermarket Branch9 W Gutierrez, Santa Fe, NM 87506Directions
- San Mateo Road Branch600 W San Mateo Rd, Santa Fe, NM 87505Directions
Las Cruces area · 2
- Las Cruces Amador Avenue Branch277 E Amador Ave, Las Cruces, NM 88001Directions
- Las Cruces Foothills Road Branch3790 E Lohman Ave, Las Cruces, NM 88011Directions
Clovis area · 1
- Clovis Prince Street Branch2501 N Prince St, Clovis, NM 88101Directions
Gallup area · 1
- Gallup Branch101 W Hill Ave, Gallup, NM 87301Directions
Taos area · 1
- Taos Southside1021 Paseo Del Pueblo Sur, Taos, NM 87571Directions
Arkansas
18 branchesMontana
17 branchesNorth Dakota
15 branchesSouth Dakota
10 branchesWyoming
9 branchesIndiana
8 branchesNorth Carolina
7 branchesFlorida
3 branchesTexas
3 branchesGeorgia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.49% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.45% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.23% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $76 | $85 | — |
- CapitalLeverage ratio9.49%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.45%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$76Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of U.S. Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.