Credit union · NCUA insured
US #1364 Federal Credit Union Auto Loan Rates
Top CarrotUS #1364 Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 15, 2026.
How US #1364 Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where US #1364 Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
US #1364 Federal Credit Union
4.49%APR
- Terms
- 37–60 months
- Discount
- None included
Auto Loans
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
US #1364 Federal Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where US #1364 Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Financing available for new and used vehicles, as well as refinancing. Requires A-1 credit, a savings account at U S Federal Credit Union, two most recent pay stubs, and proof of insurance. Minimum $2,500 loan to qualify. Existing loans with U S Federal Credit Union are not eligible. Rates subject to change.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | With A-1 credit and a savings account at U S Federal Credit Union. Minimum $2,500 loan to qualify. Existing loans with U S Federal Credit Union not eligible. |
| 37–60 months | 4.49% | With A-1 credit and a savings account at U S Federal Credit Union. Minimum $2,500 loan to qualify. Existing loans with U S Federal Credit Union not eligible. |
| 61–72 months | 4.99% | With A-1 credit and a savings account at U S Federal Credit Union. Minimum $2,500 loan to qualify. Existing loans with U S Federal Credit Union not eligible. |
| 73–84 months | 5.69% | With A-1 credit and a savings account at U S Federal Credit Union. Minimum $2,500 loan to qualify. Existing loans with U S Federal Credit Union not eligible. |
Sources (1)
- usfederalcu.org/loans/loan-options · captured Oct 5, 2026
Who can join US #1364 Federal Credit Union
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