Credit union · NCUA insured
University of Louisiana FCU Credit Card Rates
University of Louisiana FCU credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How University of Louisiana FCU’s credit card rates compare
Compared with banks and credit unions near Lafayette, LA, where University of Louisiana FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
University of Louisiana FCU
9.95%APR
- Annual fee
- None
- Up to
- —
Platinum Rewards Mastercard®
Lowest rate
Acadian FCU
9.20%APR
- Annual fee
- $10
- Up to
- —
2nd-lowest rate
CUSA Federal Credit Union
9.90%APR
- Annual fee
- None
- Up to
- 14.90% APR
University of Louisiana FCU credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where University of Louisiana FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Mastercard®
Rates are based on creditworthiness, capacity to repay, and credit history. Rates subject to change without notice. Credit lines from $400 to $15,000. Secured or unsecured options available. There is a $20.00 loan processing fee for loan application requests.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | APR as low as 9.95%. Low fixed interest rate. No annual fees. Credit lines from $400 to $15,000 with secured or unsecured options. Rate based on creditworthiness and capacity to repay. |
Who can join University of Louisiana FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is available to faculty, staff, and current students of South Louisiana Community College.
- Membership is available to faculty, staff, current students, and alumni of University of Louisiana at Lafayette.
Family and household
- Membership is open to immediate family members of existing UL Federal Credit Union members, including children (adopted and stepchildren), siblings, parents, grandparents, and grandchildren.
Other ways
- Individuals not eligible through other affiliations may qualify for membership by becoming a UL Lafayette Alumni Association Donor with a one-time gift to the Alumni Association Loyalty Fund.
Cost to join
- An opening deposit requires a $5 one-time membership fee.
- An opening deposit includes a $5 minimum deposit / share value that must remain on deposit for the duration of membership.
Membership information collected October 5, 2026.