Credit union · NCUA insured
Forge Credit Union Credit Card Rates
Top CarrotForge Credit Union credit cards start at 7.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Forge Credit Union’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Forge Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
VISA Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
3rd-lowest rate
edU Federal Credit Union
7.99%APR
- Up to
- 14.99% APR
Forge Credit Union credit card score
93
Credit card score
Higher than 94% of U.S. banks and credit unions
- Purchase APRPurchase APR7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Forge Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
For qualified buyers. Rates are based on creditworthiness and the term of the loan. Rates are subject to change at any time and are not guaranteed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99%–17.99% | None | For qualified buyers. Rates are based on creditworthiness and the term of the loan. Rates are subject to change at any time and are not guaranteed. |
Who can join Forge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, associated persons, and retirees/annuitants of DELCO Child Day Care Association in Delaware County, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA City Transit Division who work in the Market-Frankford Elevated Train Shops and Yards in Upper Darby, PA are eligible to join.
- Employees, associated persons, and retirees/annuitants of SEPTA Suburban Transit Division who work in Delaware, Chester or Montgomery Counties, PA are eligible to join.
Military, government and schools
- Employees, associated persons, volunteers, and retirees/annuitants of Haverford Township and Haverford Township Fire Companies are eligible to join.
- Employees, associated persons, volunteers, and retirees/annuitants of Upper Darby Township and Upper Darby Township Fire Companies are eligible to join.
- United States Postal Service postal employees who work in or are paid or supervised from Montgomery, Chester, Philadelphia or Delaware counties, Pennsylvania (including retirees/annuitants) are eligible to join.
3 more ways to join
Family and household
- Immediate family members of current Forge Credit Union members (including parents, siblings, spouses, children, grandparents, grandchildren, step-parents, step-children, step-siblings) and spouses of persons who died while within the field of membership are eligible to join.
- Those who live in the same household as a current Forge member are eligible to join.
Other ways
- Organizations of those listed in the Select Employer Groups are eligible for membership.
Cost to join
- A $5 deposit in cash or money order is required to open an account and become a member.
Membership information collected October 5, 2026.