Bank · FDIC insured
United Bank
A $33.6B bank, the 66th largest of 4,207, headquartered in Fairfax, VA, with 235 branches in 9 states. Best rates: CDs 4.05% and savings 0.10% APY.
United Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#91 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank
United Bank has provided banking services since opening its doors in 1839 in Parkersburg.
United Bank operates more than 240 offices across eight states and Washington, D.C. as a subsidiary of publicly traded United Bankshares, Inc.
- Headquarters
- 11185 Fairfax Blvd, Fairfax, VA 22030
- FDIC certificate
- 22858 ↗
Branches
235 branches in 9 states
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Virginia
80 branchesWest Virginia
48 branches
Beckley area · 6
- Ansted Branch20020 Midland Trl, Ansted, WV 25812Directions
- Beckley Main Branch129 Main St, Beckley, WV 25801Directions
- Raleigh Mall Shopping Center Branch4261 Robert C Byrd Dr, Beckley, WV 25801Directions
- Fayetteville Branch145 W Maple Ave, Fayetteville, WV 25840Directions
- Montgomery Branch200 4th Ave, Montgomery, WV 25136Directions
- Sophia Branch425 Robert C Byrd Drive, Sophia, WV 25921Directions
Morgantown area · 6
- Cheat Lake Branch101 Venture Dr, Morgantown, WV 26508Directions
- Earl Core Road Branch1750 Earl L Core Rd, Morgantown, WV 26505Directions
- Morgantown Branch154 Fayette St, Morgantown, WV 26505Directions
- Suncrest Branch990 Elmer Prince Dr, Morgantown, WV 26505Directions
- Waterfront Branch40 Hurley St, Morgantown, WV 26501Directions
- Westover Branch689 Fairmont Rd, Morgantown, WV 26501Directions
Charleston area · 5
- Big Chimney Branch4605 Pennsylvania Ave, Charleston, WV 25302Directions
- Charleston Main Branch500 Virginia St E, Charleston, WV 25301Directions
- Kanawha City Branch4901 Maccorkle Ave Se, Charleston, WV 25304Directions
- Danville Branch1661 Smoot Ave, Danville, WV 25053Directions
- Dunbar Branch1200 Grosscup Ave, Dunbar, WV 25064Directions
Wheeling area · 5
- Moundsville Branch621 7th St, Moundsville, WV 26041Directions
- Bethlehem Branch14 W Bethlehem Blvd, Wheeling, WV 26003Directions
- Elm Grove Branch2180 National Rd, Wheeling, WV 26003Directions
- Wheeling Drive-In Branch1501 Market St, Wheeling, WV 26003Directions
- Wheeling Main21 12th St, Wheeling, WV 26003Directions
Huntington area · 4
- Ceredo Branch555 C St, Ceredo, WV 25507Directions
- 9th Street Branch517 9th St, Huntington, WV 25701Directions
- Huntington Branch2889 3rd Ave, Huntington, WV 25702Directions
- Scott Depot Branch274 State Route 34, Scot Depot, WV 25560Directions
Hagerstown area · 4
- South Berkeley Branch7699 Winchester Ave, Inwood, WV 25428Directions
- Foxcroft Branch450 Foxcroft Ave, Martinsburg, WV 25401Directions
- Premier Bank Branch24 District Way, Martinsburg, WV 25404Directions
- Spring Mills Branch5453 Williamsport Pike, Martinsburg, WV 25404Directions
Parkersburg area · 4
- Parkersburg Branch514 Market St, Parkersburg, WV 26101Directions
- Rosemar Branch1 Rosemar Cir, Parkersburg, WV 26104Directions
- Grand Central Mall Branch234 Grand Central Mall, Vienna, WV 26105Directions
- Vienna Branch2650 Grand Central Ave, Vienna, WV 26105Directions
Washington area · 2
- Charles Town Main Branch106 W Washington St, Charles Town, WV 25414Directions
- Shepherdstown Branch7867 Martinsburg Pike, Shepherdstown, WV 25443Directions
Logan area · 2
- Aracoma Branch507 Holly Ave Route 10, Logan, WV 25601Directions
- Logan Branch220 Main St, Logan, WV 25601Directions
Ripley area · 2
- Ripley Branch113 North Street, Ripley, WV 25271Directions
- Ripley West Branch716 Main St W, Ripley, WV 25271Directions
Weirton area · 2
- Main Street Branch3567 Main St, Weirton, WV 26062Directions
- Three Springs Drive-In Branch109 Three Springs Dr, Weirton, WV 26062Directions
Cowen area · 1
- Cowen Branch90 Railroad Ave, Cowen, WV 26206Directions
Glenville area · 1
- Glenville Branch101 E Main St, Glenville, WV 26351Directions
Man area · 1
- Man Branch300 Market St, Man, WV 25635Directions
Summersville area · 1
- Summersville Branch2004 Webster Rd, Summersville, WV 26651Directions
Webster Springs area · 1
- Webster Springs Branch1 Court Sq, Webster Springs, WV 26288Directions
Weston area · 1
- Weston Branch121 E 2nd St, Weston, WV 26452Directions
North Carolina
43 branchesSouth Carolina
25 branchesGeorgia
16 branchesMaryland
11 branchesDistrict of Columbia
7 branchesPennsylvania
4 branchesOhio
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.60% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.44% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.56% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $92 | $85 | — |
- CapitalLeverage ratio11.60%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.56%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$92Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.