Bank · FDIC insured
United Bank
A $33.6B bank, the 66th largest of 4,207, headquartered in Fairfax, VA, with 235 branches in 9 states. Best rates: CDs 4.05% and savings 0.10% APY.
United Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#91 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank
United Bank has provided banking services since opening its doors in 1839 in Parkersburg.
United Bank operates more than 240 offices across eight states and Washington, D.C. as a subsidiary of publicly traded United Bankshares, Inc.
- Headquarters
- 11185 Fairfax Blvd, Fairfax, VA 22030
- FDIC certificate
- 22858 ↗
Branches
235 branches in 9 states
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Virginia
80 branchesWest Virginia
48 branchesNorth Carolina
43 branches
Wilmington area · 7
- Shallotte Smith Ave Branch200 Smith Ave, Shallotte, NC 28470Directions
- Southport Supply Branch4945 Southport Supply Rd Se, Southport, NC 28461Directions
- Sunset Beach Branch840 Sunset Blvd N, Sunset Beach, NC 28468Directions
- Holden Beach Road Branch3178 Holden Beach Rd Sw, Supply, NC 28462Directions
- Military Cutoff Road Branch1612 Military Cutoff Rd, Wilmington, NC 28403Directions
- Wilmington Branch4710 Oleander Dr, Wilmington, NC 28403Directions
- Wilmington Branch115 N 3rd St, Wilmington, NC 28401Directions
Charlotte area · 5
- Southpark-Charlotte Branch6821 Carnegie Blvd, Charlotte, NC 28211Directions
- Triangle Branch1293 N Nc 16 Business Hwy, Denver, NC 28037Directions
- Gastonia Branch534 S New Hope Rd, Gastonia, NC 28054Directions
- Lincoln Main Branch901 E Main St, Lincolnton, NC 28092Directions
- Mooresville Branch125 Trade Ct, Mooresville, NC 28117Directions
Washington area · 3
- Chocowinity Branch2999 Us Highway 17 S, Chocowinity, NC 27817Directions
- First South Bank Branch1311 Carolina Ave, Washington, NC 27889Directions
- Market Street Branch300 N Market St, Washington, NC 27889Directions
Fayetteville area · 3
- Executive Place Branch705 Executive Pl, Fayetteville, NC 28305Directions
- Fayetteville Branch241 Green St, Fayetteville, NC 28301Directions
- Hope Mills Branch3103 N Main St, Hope Mills, NC 28348Directions
Greenville area · 3
- Greenville Boulevard Branch1707 Se Greenville Blvd, Greenville, NC 27858Directions
- Greenville Branch301 E Arlington Blvd, Greenville, NC 27858Directions
- Greenville-Firetower Branch907 E. Firetower Road, Greenville, NC 27835Directions
Kill Devil Hills area · 2
- Buxton Branch47560 Highway 12, Buxton, NC 27920Directions
- Kill Devil Hills Branch3105 N Croatan Hwy, Kill Devil Hills, NC 27948Directions
Goldsboro area · 2
- Goldsboro Branch2801 Cashwell Dr, Goldsboro, NC 27534Directions
- Mount Olive Branch213 N Chestnut St, Mount Olive, NC 28365Directions
New Bern area · 2
- New Bern Branch1725 S Glenburnie Rd, New Bern, NC 28562Directions
- South Front Street Branch412 S Front St, New Bern, NC 28560Directions
Rocky Mount area · 2
- 1378 Benvenue Rd. Branch1378 Benvenue Rd, Rocky Mount, NC 27804Directions
- Rocky Mount Branch2901 Sunset Ave, Rocky Mount, NC 27804Directions
Chadbourn area · 1
- Chadbourn Branch111 Strawberry Blvd, Chadbourn, NC 28431Directions
Durham area · 1
- Durham Branch4215 University Dr, Durham, NC 27707Directions
Elizabeth City area · 1
- Elizabeth City Branch604 E Ehringhaus St, Elizabeth City, NC 27909Directions
Elizabethtown area · 1
- Elizabethtown Main Branch201 W Broad St, Elizabethtown, NC 28337Directions
Forest City area · 1
- Forest City Branch142 N Watkins Dr, Forest City, NC 28043Directions
Hickory area · 1
- Hickory Branch11 13th Ave Ne, Hickory, NC 28601Directions
Kinston area · 1
- Kinston Main Branch1900 W Vernon Ave, Kinston, NC 28504Directions
Lumberton area · 1
- Fayetteville Road Branch4309 Fayetteville Rd, Lumberton, NC 28358Directions
Morehead City area · 1
- Morehead City Branch4913 Arendell St, Morehead City, NC 28557Directions
Raleigh area · 1
- Six Forks Road Branch4800 Six Forks Rd, Raleigh, NC 27609Directions
Tabor City area · 1
- Tabor City Branch105 Hickman Rd, Tabor City, NC 28463Directions
Wallace area · 1
- Wallace Branch117 E Southerland St, Wallace, NC 28466Directions
Whiteville area · 1
- Whiteville Branch110 N Jk Powell Blvd, Whiteville, NC 28472Directions
Wilson area · 1
- Wilson Main Branch1600 Tarboro St W, Wilson, NC 27893Directions
South Carolina
25 branchesGeorgia
16 branchesMaryland
11 branchesDistrict of Columbia
7 branchesPennsylvania
4 branchesOhio
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.60% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.44% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.56% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $92 | $85 | — |
- CapitalLeverage ratio11.60%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.56%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$92Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.