Bank · FDIC insured
United Bank
A $33.6B bank, the 66th largest of 4,207, headquartered in Fairfax, VA, with 235 branches in 9 states. Best rates: CDs 4.05% and savings 0.10% APY.
United Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#91 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank
United Bank has provided banking services since opening its doors in 1839 in Parkersburg.
United Bank operates more than 240 offices across eight states and Washington, D.C. as a subsidiary of publicly traded United Bankshares, Inc.
- Headquarters
- 11185 Fairfax Blvd, Fairfax, VA 22030
- FDIC certificate
- 22858 ↗
Branches
235 branches in 9 states
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Virginia
80 branchesWest Virginia
48 branchesNorth Carolina
43 branchesSouth Carolina
25 branches
Charleston area · 8
- James Island Branch430 Folly Rd, Charleston, SC 29412Directions
- Old Crescom Bank Branch288 Meeting St, Charleston, SC 29401Directions
- West Ashley Branch884 Orleans Rd, Charleston, SC 29407Directions
- Mount Pleasant Branch1492 Stuart Engals Blvd, Mount Pleasant, SC 29464Directions
- North Charleston Branch8485 Dorchester Rd, North Charleston, SC 29420Directions
- St. George Branch5561 Memorial Blvd, St. George, SC 29477Directions
- Cane Bay Branch1724 State Rd, Summerville, SC 29486Directions
- Summerville Branch200 N Cedar St, Summerville, SC 29483Directions
Myrtle Beach area · 7
- Conway Branch2069 E Highway 501, Conway, SC 29526Directions
- Downtown Conway Branch310 Wright Blvd, Conway, SC 29526Directions
- Little River Branch1180 Highway 17, Little River, SC 29566Directions
- Garden City Branch2636 S Highway 17, Murrells Inlet, SC 29576Directions
- Myrtle Branch991 38th Ave N, Myrtle Beach, SC 29577Directions
- Socastee Branch4506 Socastee Blvd, Myrtle Beach, SC 29588Directions
- North Myrtle Beach Branch700 Main St, North Myrtle Beach, SC 29582Directions
Greenville area · 5
- Greenville Branch3695 E North St, Greenville, SC 29615Directions
- Greer Branch601 N Main St, Greer, SC 29650Directions
- Pleasant Grove Branch871 S Buncombe Rd, Greer, SC 29650Directions
- Poinsett Branch1111 W Poinsett St, Greer, SC 29650Directions
- Taylors Branch3317 Wade Hampton Boulelvard, Taylors, SC 29687Directions
Columbia area · 2
- Cayce Office Branch1201 Knox Abbott Dr, Cayce, SC 29033Directions
- Congaree State Bank2023 Sunset Blvd, West Columbia, SC 29169Directions
Charlotte area · 2
- Clover Branch124 N Main St, Clover, SC 29710Directions
- Lake Wylie Branch5196 Charlotte Hwy, Lake Wylie, SC 29710Directions
Murrells Inlet area · 1
- Pawley'S Island Branch13021 Ocean Hwy, Pawleys Island, SC 29585Directions
Georgia
16 branchesMaryland
11 branchesDistrict of Columbia
7 branchesPennsylvania
4 branchesOhio
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.60% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.44% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.56% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $92 | $85 | — |
- CapitalLeverage ratio11.60%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.56%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$92Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.