Credit union · NCUA insured
Union Trades Federal Credit Union Credit Card Rates
Union Trades Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Union Trades Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Charleston, WV, where Union Trades Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Union Trades Federal Credit Union
10.99%APR
Visa Platinum
Lowest rate
Pioneer Appalachia FCU
8.70%APR
2nd-lowest rate
Members Choice WV FCU
9.99%APR
Union Trades Federal Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Union Trades Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Must be an active member to apply. Approval based on credit history and debt-to-income ratio. No annual fee, no balance transfer fee, no cash advance fee. 25-day grace period (loans page and flyer note 10-day grace period). Optional credit life and disability insurance available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Rates are based on individual creditworthiness. As low as 10.99% APR. No annual fee, no balance transfer fee, 25-day grace period. |
Sources (4)
- uniontradesfcu.com/pdf/Visa-Promo-Flyer.pdf
- uniontradesfcu.com/loans.html
- uniontradesfcu.com/lrates.html
- uniontradesfcu.com/visa.html
All captured Oct 7, 2026
Who can join Union Trades Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live, work, worship, or attend school in Wood County, WV or Washington County, Ohio.
Employers and groups
- Membership is open to employees and voting members of listed participating union locals.
- Membership is open to persons retired as pensioners or annuitants from participating union locals.
Family and household
- Membership is open to members of the immediate family or household of qualifying persons.
Membership information collected October 4, 2026.