Credit union · NCUA insured
Union Trades Federal Credit Union Auto Loan Rates
Union Trades Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Union Trades Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Charleston, WV, where Union Trades Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Union Trades Federal Credit Union
4.50%APR
- Terms
- —
- Discount
- None included
New Automobile Loans
Lowest rate
Charleston FCU
4.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Peoples Federal Credit Union
4.30%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Union Trades Federal Credit Union auto loan score
87
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Union Trades Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loans (New & Used)
Rates are based on individual credit worthiness. Rates Subject To Change Without Notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.25% | Rates are based on individual credit worthiness. Rates Subject To Change Without Notice. |
Sources (1)
- uniontradesfcu.com/lrates.html · captured Oct 4, 2026
New Automobile Loans
Rates are based on individual credit worthiness. Rates Subject To Change Without Notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | Rates are based on individual credit worthiness. Rates Subject To Change Without Notice. |
Sources (1)
- uniontradesfcu.com/lrates.html · captured Oct 4, 2026
Used Automobile Loans
Rates are based on individual credit worthiness. Rates Subject To Change Without Notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00% | Rates are based on individual credit worthiness. Rates Subject To Change Without Notice. |
Sources (1)
- uniontradesfcu.com/lrates.html · captured Oct 4, 2026
Who can join Union Trades Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live, work, worship, or attend school in Wood County, WV or Washington County, Ohio.
Employers and groups
- Membership is open to employees and voting members of listed participating union locals.
- Membership is open to persons retired as pensioners or annuitants from participating union locals.
Family and household
- Membership is open to members of the immediate family or household of qualifying persons.
Membership information collected October 4, 2026.