Credit union · NCUA insured
Members Choice WV FCU Credit Card Rates
Members Choice WV FCU credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Members Choice WV FCU’s credit card rates compare
Compared with banks and credit unions near Charleston, WV, where Members Choice WV FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members Choice WV FCU
9.99%APR
Visa Credit Card
Lowest rate
Pioneer Appalachia FCU
8.70%APR
3rd-lowest rate
Union Trades Federal Credit Union
10.99%APR
Members Choice WV FCU credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Choice WV FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rate based on creditworthiness and subject to credit approval. 25-day grace period. Minimum monthly payment is 2% of unpaid balance or $30.00, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Rate based on creditworthiness and subject to credit approval. 9.99% APR for Purchases and Cash Advances (daily periodic rate of 0.0278%). 25-day grace period; no interest on purchases if balance paid in full by due date. Minimum payment of 2% of unpaid balance or $30.00, whichever is greater. |
Sources (3)
All captured Oct 22, 2026
Who can join Members Choice WV FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.