Credit union · NCUA insured
Charleston FCU Auto Loan Rates
Charleston FCU auto loans start at 4.25% APR for a new vehicle. Rates checked October 22, 2026.
How Charleston FCU’s auto loan rates compare
Compared with banks and credit unions near Charleston, WV, where Charleston FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Charleston FCU
4.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto
2nd-lowest rate
Peoples Federal Credit Union
4.30%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
3rd-lowest rate
Union Trades Federal Credit Union
4.50%APR
- Terms
- —
- Discount
- None included
Charleston FCU auto loan score
82
Auto loan score
Higher than 60% of U.S. banks and credit unions
- New vehicleNew4.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Charleston FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
1% discount for auto pay loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.25% | Rate is 5.25% APR for 60 months; 1% discount for auto pay loans. |
| up to 72 months | 5.75% | Rate is 5.75% APR for 72 months; 1% discount for auto pay loans. |
| up to 72 months | 6.50% | 2024 model; rate is 6.50% APR for 72 months; 1% discount for auto pay loans. |
| up to 84 months | 7.00% | 2024 model; rate is 7.00% APR for 84 months; 1% discount for auto pay loans. |
| up to 60 months | 4.25% | New car rates as low as 4.25% for 5 years (60 months) with automatic payments. |
Who can join Charleston FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.