Credit union · NCUA insured
PAR-DEL EMP. Auto Loan Rates
PAR-DEL EMP. auto loans start at 2.75% APR for a new vehicle and 2.75% for a used one. Rates checked October 16, 2026.
How PAR-DEL EMP.’s auto loan rates compare
Compared with banks and credit unions near Scranton, PA, where PAR-DEL EMP. has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PAR-DEL EMP.
2.75%APR
- Terms
- up to 84 months
Vehicle Loans (2013, 2012, 2011, 2010)
Lowest rate
UFCW Community Federal Credit Union
3.70%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
PAR-DEL EMP. auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew2.75%
- Used vehicleUsed2.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PAR-DEL EMP. ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans (2006, 2005, 2004)
Current loan rates are subject to change based on approval of the Board of Directors.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | — |
| up to 48 months | 4.90% | — |
Sources (1)
- creducomp.com/pw/index_files/page0002.htm · captured Oct 7, 2026
Vehicle Loans (2009, 2008, 2007)
Current loan rates are subject to change based on approval of the Board of Directors.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.90% | — |
| up to 48 months | 4.25% | — |
| up to 60 months | 4.50% | — |
Sources (1)
- creducomp.com/pw/index_files/page0002.htm · captured Oct 7, 2026
Vehicle Loans (2013, 2012, 2011, 2010)
Current loan rates are subject to change based on approval of the Board of Directors.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 2.75% | — |
| up to 36 months | 2.75% | — |
| up to 48 months | 2.75% | Includes 24 month balloon |
| up to 48 months | 2.75% | — |
| up to 60 months | 2.75% | — |
| up to 72 months | 2.75% | Available with mileage under 20,000 (new or 1 year old); includes 36 month balloon |
| up to 72 months | 2.75% | Available with mileage under 20,000 (new or 1 year old); fixed rate |
| up to 84 months | 2.75% | Available for $35,000+ loans on current model year; includes 42 month balloon |
| up to 84 months | 2.75% | Available for $35,000+ loans on current model year; fixed rate |
Sources (1)
- creducomp.com/pw/index_files/page0002.htm · captured Oct 7, 2026
Who can join PAR-DEL EMP.
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.