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Credit union · NCUA insured

Triangle Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 99Top Carrot

Triangle Federal Credit Union auto loans start at 4.00% APR for a new vehicle and 4.00% for a used one. Rates checked October 22, 2026.

How Triangle Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Columbus, MS, where Triangle Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 99

    This credit union’s lowest

    Triangle Federal Credit Union

    4.00%APR

    Terms
    up to 84 months
    Up to
    18.00% APR

    Auto Loans

  • 2nd-lowest rate

    Mutual Credit Union

    4.99%APR

    Terms
    up to 60 months
    Up to
    —

    Mutual Credit Union rates

  • 3rd-lowest rate

    Statewide Federal Credit Union

    4.99%APR

    Terms
    49–66 months
    Up to
    18.00% APR

    Statewide Federal Credit Union rates

Compare auto loan rates near you →

Triangle Federal Credit Union auto loan score

94

Auto loan score

Higher than 96% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.00%
  • Used vehicleUsed4.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Triangle Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Triangle Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, worships, or attends school in Clay, Lowndes, and Oktibbeha County in Mississippi.

Employers and groups

  • Membership is open to employees of one of the 200+ Select Employee Groups (SEGs).

Family and household

  • Immediate family members of existing credit union members are eligible for membership when signed for by the member.

Membership information collected October 4, 2026.

← Triangle Federal Credit Union overview