Credit union · NCUA insured
Tonawanda Valley Federal Credit Union Savings Rates
Tonawanda Valley Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Primary Share Savings 0. Rates checked October 16, 2026.
How Tonawanda Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Batavia, NY, where Tonawanda Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tonawanda Valley Federal Credit Union
0.05%APY
- Minimum
- $5
- Earns on $10,000 a year
- $5
Primary Share Savings 0
Top rate
Five Star Bank
2.75%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $275
2nd-highest rate
ESL Federal Credit Union
1.00%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $100
Tonawanda Valley Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tonawanda Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Share Savings 0
0.05%APY
Required to establish membership ($5.00 deposit, original Social Security Card, and photo ID). Dividends are paid quarterly on the last day of March, June, September, and December.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Secondary Savings 3, 5, 8
0.05%APY
Add up to 3 different savings accounts under the same member number to allocate funds for specific goals. Dividends paid quarterly on the last day of March, June, September, and December.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
Christmas Club
0.20%APY
Deposits only; funds automatically transfer to Share Savings Account (S0 or S4) annually on October 1st. Withdrawal prior to October 1st closes account and incurs a $10 early closing penalty fee. Dividends paid quarterly on the last day of March, June, September, and December.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Vacation Club
0.20%APY
Deposits only; funds automatically transfer to Share Savings Account (S0 or S4) annually on July 1st. Withdrawal prior to July 1st closes account and incurs a $10 early closing penalty fee. Dividends paid quarterly on the last day of March, June, September, and December.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Who can join Tonawanda Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.