Credit union · NCUA insured
Tonawanda Valley Federal Credit Union Credit Card Rates
Tonawanda Valley Federal Credit Union credit cards start at 13.80% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Tonawanda Valley Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Batavia, NY, where Tonawanda Valley Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Tonawanda Valley Federal Credit Union
13.80%APR
- Up to
- —
Platinum Rewards VISA
Lowest rate
ESL Federal Credit Union
12.00%APR
- Up to
- 17.99% APR
2nd-lowest rate
M&T Bank
13.74%APR
- Up to
- 20.74% APR
Tonawanda Valley Federal Credit Union credit card score
64
Credit card score
Higher than 12% of U.S. banks and credit unions
- Purchase APRPurchase APR13.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tonawanda Valley Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards VISA
Membership, proof of income and credit report required. Minimum line of credit is $250 (stated as $500 on certain application forms).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.80% | None | Fixed APR. 25 day grace period on all purchases. No cash advance fee, no balance transfer fee. Earn 1 reward point for every dollar spent. |
Platinum VISA
Membership, proof of income and credit report required. Minimum line of credit is $500, maximum line of credit is $1,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | 25 day grace period on all purchases. No cash advance fee, no balance transfer fee. |
Rewards VISA Signature
Membership, proof of income and credit report required. Minimum line of credit is $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.00% | None | Fixed APR. 25 day grace period on all purchases. No cash advance fee, no balance transfer fee. Earn 2 rewards points for every dollar spent. |
Standard MasterCard / Gold MasterCard
Proof of income required. Variable APR determined by adding 0 percentage points to the highest domestic prime rate published in USA Today; floor 6%, capped at maximum permitted by law.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.80% | None | Variable APR determined by adding 0 percentage points to the highest domestic prime rate published in USA Today as of the first day of the preceding month; floor rate 6%, capped at maximum permitted by law. 25 day grace period for repayment of balance for purchases. No transaction fee for cash advances. Form printed as of 2/28/15. |
Sources (1)
- tvfcubatavia.com/tvfcu-mastercard-application · captured Oct 6, 2026
Who can join Tonawanda Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.