Credit union · NCUA insured
Tonawanda Valley Federal Credit Union Auto Loan Rates
Tonawanda Valley Federal Credit Union auto loan rates start at 4.74% APR. Rates checked October 16, 2026.
How Tonawanda Valley Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Batavia, NY, where Tonawanda Valley Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tonawanda Valley Federal Credit Union
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
Bank of America
5.64%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
M&T Bank
6.79%APR
- Terms
- up to 84 months
- Up to
- 15.69% APR
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
TVFCU finances new and used automobile and motorcycle loans purchased from a dealer or an individual, as well as refinanced and lease buyout auto loans. Requires membership, proof of income, comprehensive and collision insurance binder, purchase offer with VIN and current mileage, and credit report. TVFCU will not finance salvaged title vehicles. Only collateral registered and titled in NYS will be considered. No refinancing current TVFCU debt. Subject to TVFCU approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | As low as rate for 36 months. Applies to all new, used, refinanced & lease buyout auto loans. No coupons or additional discounts apply. Membership, proof of income and credit report required. No refinancing current TVFCU debt. Subject to TVFCU approval. Promotional validity notes offer valid 10/14/25-12/19/25 and 1/6/25-3/28/25. |
Sources (1)
- tvfcubatavia.com/auto-loan-tvfcu-2025 · captured Oct 16, 2026
Who can join Tonawanda Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.