Bank · FDIC insured
The Napoleon State Bank Auto Loan Rates
The Napoleon State Bank auto loans start at 4.96% APR for a new vehicle. Rates checked October 30, 2026.
How The Napoleon State Bank’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This bank’s lowest
The Napoleon State Bank
4.96%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Car Loans
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Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.96% | APR based on $30K borrowed for 60 months, must be a 2025 or newer with less than 1,000 miles, credit score of 750 and above required. Requires automatic debit for payment from a Napoleon State Bank account. All offers are subject to credit approval. |
Sources (1)
- napoleonstatebank.com/news/nov…ar-loans-as-low-as-4-955 · captured Oct 30, 2026
The Napoleon State Bank auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew4.96%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
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