Bank · FDIC insured
Baltic State Bank Savings Rates
Baltic State Bank’s best savings rate is 0.30% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Baltic State Bank’s savings rates compare
Compared with banks and credit unions near New Philadelphia, OH, where Baltic State Bank has the most branches. $10,000, best rate first.
This bank’s best
Baltic State Bank
0.30%APY
- Requires
- None
- Minimum
- $20
- Earns on $10,000 a year
- $30
Statement Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Directions Credit Union
2.43%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $243
Baltic State Bank savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.33%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Baltic State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
Up to 0.30%APY
$1.00 monthly maintenance fee if the account balance is under $20.00. 2 Forms of Identification required to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and up$1.00 monthly maintenance fee if the account balance is under $20.00. | 0.25% | $25 | $1.00 monthly maintenance fee if the account balance is under $20.00. |
| $5,000 and up$1.00 monthly maintenance fee if the account balance is under $20.00. | 0.30% | $30 | $1.00 monthly maintenance fee if the account balance is under $20.00. |
| $25,000 and up$1.00 monthly maintenance fee if the account balance is under $20.00. | 0.33% | — | $1.00 monthly maintenance fee if the account balance is under $20.00. |
| $150,000 and up$1.00 monthly maintenance fee if the account balance is under $20.00. | 0.50% | — | $1.00 monthly maintenance fee if the account balance is under $20.00. |
| $250,000 and up$1.00 monthly maintenance fee if the account balance is under $20.00. | 0.75% | — | $1.00 monthly maintenance fee if the account balance is under $20.00. |
| $500,000 and up$1.00 monthly maintenance fee if the account balance is under $20.00. | 3.05% | — | $1.00 monthly maintenance fee if the account balance is under $20.00. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Christmas Savings
0.50%APY
Balance and interest paid on October 15th of each year. Early withdrawals are not permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBalance and interest paid on October 15th of each year. Early withdrawals not permitted.Any balance | 0.50% | $50 | Balance and interest paid on October 15th of each year. Early withdrawals not permitted. |
Sources (3)
All captured Oct 6, 2026
Health Savings
0.50%APY
Must be enrolled in a High Deductible Health Plan, not enrolled in Medicare, and cannot be claimed as dependent on someone else's tax return.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be enrolled in a High Deductible Health Plan, not enrolled in Medicare, and cannot be claimed as dependent on someone else's tax return.Any balance | 0.50% | $50 | Must be enrolled in a High Deductible Health Plan, not enrolled in Medicare, and cannot be claimed as dependent on someone else's tax return. |
Sources (3)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.