Bank · FDIC insured
The First National Bank of Hope Savings Rates
The First National Bank of Hope’s best savings rate is 0.50% APY on $10,000, with its 1st immc account. Rates checked October 5, 2026.
How The First National Bank of Hope’s savings rates compare
Compared with banks and credit unions in Kansas, where The First National Bank of Hope has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank of Hope
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
1st immc account
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
The First National Bank of Hope savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank of Hope ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
1st immc account
Up to 0.50%APY
Interest is compounded quarterly. Interest rates may be changed at our discretion. Minimum balance to earn APY based on Average Daily Balance. Fees charged on checking accounts could reduce the earnings on these accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAverage Daily Balance less than $9,999.99 | 0.10% | $10 | Average Daily Balance less than $9,999.99 |
| $10,000 – $50,000Average Daily Balance $9,999.99 to $49,999.99 | 0.50% | $50 | Average Daily Balance $9,999.99 to $49,999.99 |
| $50,000 and upAverage Daily Balance $50,000.00 or more | 0.75% | — | Average Daily Balance $50,000.00 or more |
Sources (1)
- fnbks.com/current-rates · captured Sep 18, 2026
Passbook Savings
0.20%APY
$100 Minimum Opening Deposit ($5 for children & students). Transfer to another account or other withdrawals are limited to 12 per quarter with no transfer to third parties. Interest is compounded monthly. Average Daily Balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Average Daily Balance below $100.00. | 0.00% | — | Average Daily Balance below $100.00. |
| $100 and upAverage Daily Balance over $100.00. | 0.20% | $20 | Average Daily Balance over $100.00. |
Special-purpose accounts
Health Savings Account
0.10%APY
Interest is compounded monthly. Interest rates may be changed at our discretion. Average Daily Balance. Fees charged on checking accounts could reduce the earnings on these accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Average Daily Balance less than $9,999.99. | 0.05% | — | Average Daily Balance less than $9,999.99. |
| $10,000 – $50,000Average Daily Balance $9,999.99 to $49,999.99. | 0.10% | $10 | Average Daily Balance $9,999.99 to $49,999.99. |
| $50,000 and upAverage Daily Balance $50,000.00 or more. | 0.15% | — | Average Daily Balance $50,000.00 or more. |
Sources (1)
- fnbks.com/current-rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.