Credit union · NCUA insured
GE Credit Union Auto Loan Rates
GE Credit Union auto loans start at 3.99% APR for a new vehicle. Rates checked October 22, 2026.
How GE Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where GE Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
New Car/Motorcycle
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
- Discount
- None included
GE Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where GE Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car/Motorcycle
Finance 100% of purchase price. Valid dealer purchase order required. Never been registered and < 1,500 miles. Rate displayed includes a 0.25% discount with Automatic Payment from a GE Credit Union account. Rate is determined by your credit history and the loan term. Some rates are not available in Puerto Rico.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.99% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
| up to 60 months | 3.99% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
| up to 72 months | 4.99% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
| up to 84 months | 5.74% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
Sources (1)
- mygecreditunion.com/Rates · captured Oct 4, 2026
Used/Refi Car or Motorcycle
Vehicle model years 2021 to 2026: Finance up to 100% of the clean retail value with terms up to 84 months. Vehicle model years 2016 to 2020: Finance up to 100% clean retail value depending on credit score, not to exceed 135,000 miles, up to 60 months. Classic cars or vehicles 2015 and older: call credit union for additional details. Refinanced vehicles from another financial institution only. Rate displayed includes a 0.25% discount with Automatic Payment from a GE Credit Union account. Rate is determined by your credit history and the loan term. Some rates are not available in Puerto Rico.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
| up to 60 months | 4.74% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
| up to 72 months | 5.74% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
| up to 84 months | 6.24% | Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term. |
Sources (1)
- mygecreditunion.com/Rates · captured Oct 4, 2026
Who can join GE Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.