Credit union · NCUA insured
Texas DPS Credit Union Credit Card Rates
Top CarrotTexas DPS Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Texas DPS Credit Union’s credit card rates compare
Compared with banks and credit unions near Austin, TX, where Texas DPS Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Texas DPS Credit Union
8.99%APR
- Up to
- 17.99% APR
Visa Empower Credit Card
Lowest rate
Government Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
PECU
7.99%APR
- Up to
- —
Texas DPS Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texas DPS Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Empower Credit Card
No annual fees and no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–17.99% | None | No balance transfer fees. Rates as low as 8.99% APR. |
Visa Enhanced Rewards Credit Card
No annual fees and no balance transfer fees. Earn 1.5 points per $1 spent redeemable through uChoose Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–17.99% | None | No balance transfer fees. Earn 1.5 points for every $1 spent. |
Visa Evolve Secured Credit Card
Credit limits range from $500 to $5,000. No credit history pulled to affect score. No annual fees and no balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Standard fixed rate of 14.99% APR. Credit limits from $500 to $5,000. No balance transfer fees. |
Who can join Texas DPS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school within a ten-mile radius of the credit union in the Austin, Texas area are eligible to join.
Employers and groups
- Members of the Texas DPS Museum Association are eligible to join.
- Members of the Sheriffs’ Association of Texas are eligible to join.
- Members of the Texas Police Association are eligible to join.
Military, government and schools
- Individuals employed by, retired from, or having a common bond with the Texas Department of Public Safety or a public safety group are eligible to join.
Family and household
- Any immediate family member of a current credit union member is eligible to join.
Membership information collected October 5, 2026.