Credit union · NCUA insured
Telco Plus Credit Union Auto Loan Rates
Telco Plus Credit Union auto loans start at 4.74% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Telco Plus Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tyler, TX, where Telco Plus Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Telco Plus Credit Union
4.74%APR
- Terms
- 36–84 months
- Up to
- —
Auto Loan
Lowest rate
Tyler City Employees CU
4.40%APR
- Terms
- up to 60 months
- Up to
- 13.40% APR
2nd-lowest rate
East Texas Professional Credit Union
4.74%APR
- Terms
- up to 66 months
- Up to
- —
Telco Plus Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Telco Plus Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Membership in Telco Plus Credit Union required; rates apply to qualifying members; underwriting based on credit qualifications.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 4.74% | Vehicle model year 2022 or newer. |
| 36–84 months | 5.49% | Vehicle model year 2021 or older. |
Sources (1)
- telcoplus.org/loans · captured Oct 6, 2026
Who can join Telco Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Gregg, Smith, Harrison, Rusk, or Cherokee County.
Employers and groups
- Membership is open to employees of any of the credit union's 100+ sponsor companies.
Membership information collected October 5, 2026.