Credit union · NCUA insured
Tyler City Employees CU Auto Loan Rates
Tyler City Employees CU auto loans start at 4.40% APR for a new vehicle and 5.45% for a used one. Rates checked October 16, 2026.
How Tyler City Employees CU’s auto loan rates compare
Compared with banks and credit unions near Tyler, TX, where Tyler City Employees CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tyler City Employees CU
4.40%APR
- Terms
- up to 60 months
- Up to
- 13.40% APR
New & Used Auto 2022 - 2026
2nd-lowest rate
East Texas Professional Credit Union
4.74%APR
- Terms
- up to 66 months
- Up to
- —
3rd-lowest rate
Telco Plus Credit Union
4.74%APR
- Terms
- 36–84 months
- Up to
- —
Tyler City Employees CU auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.40%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tyler City Employees CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto 2022 - 2026
Secured loans backed by collateral. Rates vary based on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.40%–13.40% | Credit scores 700+ to 549 or less; rates vary by credit score |
| up to 72 months | 4.65%–13.65% | Credit scores 700+ to 549 or less; rates vary by credit score |
| up to 84 months | 4.90%–13.90% | Credit scores 700+ to 549 or less; rates vary by credit score; 84 Months Over $50,000 |
Used Auto 2017 & Older
Secured loans backed by collateral. Rates vary based on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.90%–15.90% | Credit scores 700+ to 549 or less; rates vary by credit score |
| up to 48 months | 6.90%–15.90% | Credit scores 700+ to 549 or less; rates vary by credit score |
| up to 60 months | 6.90%–15.90% | Credit scores 700+ to 549 or less; rates vary by credit score |
Used Auto 2018 - 2021
Secured loans backed by collateral. Rates vary based on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.95%–13.95% | Credit scores 700+ to 549 or less; rates vary by credit score |
| up to 60 months | 5.45%–14.45% | Credit scores 700+ to 549 or less; rates vary by credit score |
| up to 72 months | 5.70%–14.70% | Credit scores 700+ to 549 or less; rates vary by credit score |
| up to 84 months | 6.00%–15.00% | Credit scores 700+ to 549 or less; rates vary by credit score; 84 Months Over $50,000 |
Who can join Tyler City Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Smith County.
Employers and groups
- Membership is open to Global Mailing employees.
- Membership is open to Seal Corporation employees.
- Membership is open to TeleTouch employees.
Military, government and schools
- Membership is open to full or part-time employees of the City of Tyler.
- Membership is open to North East Texas Public Health District employees.
2 more ways to join
Family and household
- Membership is open to family members of previously mentioned qualifying employees.
Other ways
- Membership is available to individuals up to a maximum of 10 miles outside Tyler City.
Cost to join
- There is a $1.00 new account fee required on the day of opening an account.
- A $25.00 share deposit is required to open an account, which is non-refundable only if closed within one year.
Membership information collected October 5, 2026.