Credit union · NCUA insured
Team First FCU Savings Rates
Team First FCU’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Team First FCU’s savings rates compare
Compared with banks and credit unions near Lancaster, PA, where Team First FCU has the most branches. $10,000, best rate first.
This credit union’s best
Team First FCU
0.05%APY
- Minimum
- $5
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Team First FCU savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Team First FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
Deposit of $5.00 gives you membership. All accounts earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
IRA - Traditional & Roth
0.25%APY
Earn dividends with a $5.00 minimum deposit to open the account. No fees charged if the account is maintained until age 59 1/2 ($10 fee if closed prior to age 59 1/2). Deposited funds may be tax-deductible.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Under $5,000 balance tier | 0.15% | — | Under $5,000 balance tier |
| $5,000 – $75,000$5,000 to $75,000 balance tier | 0.25% | $25 | $5,000 to $75,000 balance tier |
| $75,001 and up$75,001 and over balance tier | 0.35% | — | $75,001 and over balance tier |
Holiday Club
0.10%APY
Funds are automatically transferred to your share or share draft account on the second Monday in November.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Quack Club
0.10%APY
For kids 12 and under. Credit union makes first $5.00 deposit. Free plush duck at opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSpecial youth savings account rate for Quack Club members.Any balance | 0.10% | $10 | Special youth savings account rate for Quack Club members. |
Sources (1)
- teamfirstfcu.com/our-accounts · captured Sep 17, 2026
Vacation Club
0.10%APY
Funds remain in the account until you choose to withdraw them.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Team First FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Affiliation with ABF Freight provides eligibility for membership.
- Affiliation with ACME provides eligibility for membership.
- Affiliation with Albertsons Companies Inc. provides eligibility for membership.
- Employees and families of Brenneman’s Printing, Lancaster, PA are eligible for membership.
- Employees and families of EZSolutions, Lancaster, PA are eligible for membership.
- Affiliation with HR Ewell provides eligibility for membership.
11 more ways to join
Employers and groups
- Employees and families of International Paper, Lancaster, PA are eligible for membership.
- Employees and families of Kratos Defense and Security Solutions, Lancaster, PA are eligible for membership.
- Employees and families of Refreshingly Clean, Lancaster, PA are eligible for membership.
- Affiliation with SuperValu provides eligibility for membership.
- Affiliation with System Freight provides eligibility for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 771, Lancaster, PA are eligible for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 776, Lancaster, PA are eligible for membership.
- Employees and families of TreeHouse Foods, Lancaster, PA are eligible for membership.
- Affiliation with United Parcel Services provides eligibility for membership.
- Affiliation with YRC provides eligibility for membership.
Family and household
- Immediate family members of credit union members are eligible for membership.
Membership information collected October 5, 2026.