Credit union · NCUA insured
Team First FCU Credit Card Rates
Team First FCU credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 7, 2026.
How Team First FCU’s credit card rates compare
Compared with banks and credit unions near Lancaster, PA, where Team First FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Team First FCU
9.99%APR
- Up to
- —
VISA CLASSIC
Lowest rate
Everence
8.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
Lanco Federal Credit Union
8.99%APR
- Up to
- —
Team First FCU credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Team First FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA CLASSIC
Rate based on creditworthiness. Balance Transfer APR is 9.99% (or 14.99% in account opening disclosure). Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | APR for Purchases. |
| Ongoing | 14.99% | None | APR for Cash Advances. |
Who can join Team First FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Affiliation with ABF Freight provides eligibility for membership.
- Affiliation with ACME provides eligibility for membership.
- Affiliation with Albertsons Companies Inc. provides eligibility for membership.
- Employees and families of Brenneman’s Printing, Lancaster, PA are eligible for membership.
- Employees and families of EZSolutions, Lancaster, PA are eligible for membership.
- Affiliation with HR Ewell provides eligibility for membership.
11 more ways to join
Employers and groups
- Employees and families of International Paper, Lancaster, PA are eligible for membership.
- Employees and families of Kratos Defense and Security Solutions, Lancaster, PA are eligible for membership.
- Employees and families of Refreshingly Clean, Lancaster, PA are eligible for membership.
- Affiliation with SuperValu provides eligibility for membership.
- Affiliation with System Freight provides eligibility for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 771, Lancaster, PA are eligible for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 776, Lancaster, PA are eligible for membership.
- Employees and families of TreeHouse Foods, Lancaster, PA are eligible for membership.
- Affiliation with United Parcel Services provides eligibility for membership.
- Affiliation with YRC provides eligibility for membership.
Family and household
- Immediate family members of credit union members are eligible for membership.
Membership information collected October 5, 2026.