Credit union · NCUA insured
Lanco Federal Credit Union Credit Card Rates
Lanco Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Lanco Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lancaster, PA, where Lanco Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lanco Federal Credit Union
8.99%APR
- Up to
- —
Lanco FCU Platinum Visa Credit Card
Lowest rate
Everence
8.90%APR
- Up to
- 16.90% APR
3rd-lowest rate
Team First FCU
9.99%APR
- Up to
- —
Lanco Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lanco Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Visa Credit Card
Designed for students or anyone with limited credit experience. Credit limits up to $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | — |
Sources (3)
- lancofcu.com/personal/visa-credit-card
- lancofcu.com/personal/visa-credit-card/credit-building
- lancofcu.com/rates/credit-card
All captured Oct 7, 2026
Lanco FCU Platinum Visa Credit Card
Credit limits up to $20,000. 25-day grace period for purchases. Balance transfers and cash advances have no fees (no grace period for cash advances; balance transfers processed as cash advances). Members under the age of 21 must apply in person and provide proof of income or a co-signer.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Credit score 740+ |
| Ongoing | 10.99% | None | Credit score 700–739 |
| Ongoing | 13.99% | None | Credit score 650–699 |
| Ongoing | 15.99% | None | Credit score 610–649 |
| Ongoing | 17.99% | None | Credit score under 609 |
Sources (2)
All captured Oct 7, 2026
Share Secured Visa Card
Share pledge of $100 or more required; credit limit equal to share pledge held in a savings account until paid off.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.99% | None | — |
Sources (3)
- lancofcu.com/personal/visa-credit-card
- lancofcu.com/personal/visa-credit-card/credit-building
- lancofcu.com/rates/credit-card
All captured Oct 7, 2026
Who can join Lanco Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.