Credit union · NCUA insured
TAPCO Credit Union Auto Loan Rates
TAPCO Credit Union auto loans start at 5.49% APR for a new vehicle and 5.59% for a used one. Rates checked October 29, 2026.
How TAPCO Credit Union’s auto loan rates compare
New vehicle, lowest advertised APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
TAPCO Credit Union
5.49%APR
- Up to
- 15.24% APR
Auto Loans
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Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
100% financing available for new and used vehicles. Rates and terms determined by individual creditworthiness, qualifications, loan amount, loan term, collateral, and use of rate reductions. Membership required. Must be 18 years of age to qualify. Verification of income may be required. All loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49%–15.24% | Model year 2024 & newer. Rates based on APR, determined by creditworthiness, qualifications, loan amount, loan term, collateral. |
| — | 5.59%–15.74% | Model years 2016 to 2023. Rates based on APR, determined by creditworthiness, qualifications, loan amount, loan term, collateral. |
| — | 6.59%–16.74% | Model years 2010 to 2015. Rates based on APR, determined by creditworthiness, qualifications, loan amount, loan term, collateral. |
Sources (1)
- tapcocu.org/personal/loans/auto-loans · captured Oct 29, 2026
Green Auto Loan
Vehicle must be listed on EPA's SmartWay website. Includes hybrid, electric and other low-emission vehicles. Qualifying green vehicles may be eligible for a 0.25% APR discount. Membership required. Must be 18 years of age to qualify. All loans subject to approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24%–14.99% | Vehicle must be listed on EPA's SmartWay website. Rates based on APR, determined by creditworthiness, qualifications, loan amount, loan term, collateral. Qualifying green vehicles may be eligible for a 0.25% APR discount. |
Sources (1)
- tapcocu.org/personal/loans/auto-loans · captured Oct 29, 2026
Street Legal Motorcycles
Street Legal Motorcycles - New or Used. Rates subject to change without notice. All loans subject to credit approval. Membership required. Must be 18 years of age to qualify.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.59%–16.74% | New or Used. Rates based on APR, determined by creditworthiness, qualifications, loan amount, loan term, collateral. |
Sources (1)
- tapcocu.org/personal/loans/auto-loans · captured Oct 29, 2026
TAPCO Credit Union auto loan score
72
Auto loan score
Higher than 31% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join TAPCO Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Washington State are eligible for membership.
Family and household
- Immediate family members of a current TAPCO member are eligible for membership.
Membership information collected October 4, 2026.