Credit union · NCUA insured
TAPCO Credit Union Credit Card Rates
TAPCO Credit Union credit cards start at 12.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How TAPCO Credit Union’s credit card rates compare
Compared with banks and credit unions near Seattle, WA, where TAPCO Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TAPCO Credit Union
12.74%APR
- Up to
- 17.45% APR
Visa Premium
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
TAPCO Credit Union credit card score
69
Credit card score
Higher than 24% of U.S. banks and credit unions
- Purchase APRPurchase APR12.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TAPCO Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Gold Rewards
Membership required. Must be 18 years of age to qualify for a loan. All loans subject to credit approval. APR is variable based on the Prime Rate plus a margin of 7.74% to 10.45% depending on creditworthiness. Earn 1 point per dollar spent and redeem once you accrue a minimum of 2500 points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.49%–17.95% | None | Variable APR based on Prime Rate plus a margin of 7.74% to 10.45% based on creditworthiness. Earn 1 point per dollar spent. |
Sources (2)
All captured Oct 22, 2026
Visa Premium
Membership required. Must be 18 years of age to qualify for a loan. All loans subject to credit approval. APR is variable based on the Prime Rate plus a margin of 5.74% to 10.45% depending on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49%–17.95% | None | Variable APR based on Prime Rate plus a margin of 5.74% to 10.45% based on creditworthiness. |
Sources (2)
All captured Oct 22, 2026
Who can join TAPCO Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Washington State are eligible for membership.
Family and household
- Immediate family members of a current TAPCO member are eligible for membership.
Membership information collected October 4, 2026.