Tandem Federal Credit Union Credit Card Rates

How Tandem Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Detroit, MI, where Tandem Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Tandem Federal Credit Union
9.90%APR
Visa Gold Credit Card
Lowest rate
Construction Federal Credit Union
6.87%APR
Construction Federal Credit Union rates
2nd-lowest rate
Polish-American FCU
6.90%APR
Polish-American FCU rates

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Tandem Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Applies to	APR	Annual fee	Conditions
Ongoing	11.90%	None	Rates posted are the lowest possible rates and may vary depending on past credit history and credit score. Default APR is 14.90% (or 14.9% assessed at 60 days delinquency for 6 months until 6 consecutive on-time monthly payments).

Sources (2)

All captured Oct 7, 2026

Applies to	APR	Annual fee	Conditions
Ongoing	9.90%	None	Rates posted are the lowest possible rates and may vary depending on past credit history and credit score. Default APR is 11.90% (or 11.8% assessed at 60 days delinquency for 6 months until 6 consecutive on-time monthly payments).

Sources (2)

All captured Oct 7, 2026

Applies to	APR	Annual fee	Conditions
Ongoing	9.90%	None	No default annual percentage rate. Rates posted are the lowest possible rates and may vary depending on past credit history and credit score.

Sources (2)

All captured Oct 7, 2026

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