Credit union · NCUA insured
Tampa Postal Federal Credit Union Credit Card Rates
Top CarrotTampa Postal Federal Credit Union credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Tampa Postal Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where Tampa Postal Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Tampa Postal Federal Credit Union
8.99%APR
- Up to
- —
Tampa Postal FCU Platinum MasterCard
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
Tampa Postal Federal Credit Union credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tampa Postal Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Tampa Postal FCU Platinum MasterCard
Fixed rates. Must be a member of Tampa Postal FCU.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Rates are fixed. Rate received subject to creditworthiness and history. 25-day grace period. |
| Intro, 12 months | 4.99% | None | Special introductory rate applies to new balances transferred to a new or existing TPCU Platinum Mastercard between June 1, 2023, and September 30, 2023. Special rate will apply to transferred balance for 12 months; afterward, the interest rate will return to standard qualifying rate. No balance transfer fees. |
Sources (2)
All captured Oct 7, 2026
Who can join Tampa Postal Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of participating Select Employee Groups residing in designated Florida counties are eligible for membership.
Military, government and schools
- United States Government employees or retirees who work or reside in Lee, Collier, Hendry, or Charlotte Counties are eligible for membership.
- Members of the National Association of Letter Carriers (NALC) or American Postal Workers Union (APWU) residing in designated Florida counties are eligible for membership.
- Current or retired USPS employees residing in designated Florida counties are eligible for membership.
Family and household
- Family members of USPS employees or Select Employee Group employees who reside in designated Florida counties are eligible for membership.
- Household members living in the same residence as a current TPCU member and maintaining a single economic unit who reside in designated Florida counties are eligible for membership.
Cost to join
- A $5 one-time membership fee is required when joining the credit union.
- Opening an account requires an initial share deposit of $5 that remains in the Share Savings Account.
Membership information collected October 5, 2026.