Credit union · NCUA insured
Tampa Postal Federal Credit Union Auto Loan Rates
Top CarrotTampa Postal Federal Credit Union auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 15, 2026.
How Tampa Postal Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where Tampa Postal Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tampa Postal Federal Credit Union
4.70%APR
- Terms
- 12–72 months
- Discount
- Included in the rate
New Auto Loan
Lowest rate
Florida West Coast CU
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Discount
- None included
Tampa Postal Federal Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tampa Postal Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Up to 90% Financing. Flexible Terms Ranging from 12 – 72 months.
| Terms | APR | Conditions |
|---|---|---|
| 12–72 months | 4.70% | Rates 'as low as' and subject to change without notice. Rates quoted include auto transfer of payments, active checking account, 20% down payment and competitive rate adjustment. Rates you pay will be based on credit history, year of vehicle and mileage. |
Sources (2)
All captured Oct 15, 2026
New Harley Davidsons
| Terms | APR | Conditions |
|---|---|---|
| — | 6.75% | Rates 'as low as' and subject to change without notice. Rates based on credit history, year of vehicle and mileage. |
Sources (2)
All captured Oct 15, 2026
New Motorcycles
| Terms | APR | Conditions |
|---|---|---|
| — | 6.75% | Rates 'as low as' and subject to change without notice. Rates based on credit history, year of vehicle and mileage. |
Sources (2)
All captured Oct 15, 2026
Used Auto Loan
Up to 90% Financing. Flexible Terms Ranging from 12 – 72 months.
| Terms | APR | Conditions |
|---|---|---|
| 12–72 months | 4.70% | Rates 'as low as' and subject to change without notice. Rates quoted include auto transfer of payments, active checking account, 20% down payment and competitive rate adjustment. Rates you pay will be based on credit history, year of vehicle and mileage. |
Sources (3)
- tpcu.org/index.php/loans/vehicle-loans.html
- tpcu.org/index.php/rates/savings-rates.html
- tpcu.org/index.php/rates.html
All captured Oct 15, 2026
Used Harley Davidsons
| Terms | APR | Conditions |
|---|---|---|
| — | 6.75% | Rates 'as low as' and subject to change without notice. Rates based on credit history, year of vehicle and mileage. |
Sources (2)
All captured Oct 15, 2026
Used Motorcycles
| Terms | APR | Conditions |
|---|---|---|
| — | 6.75% | Rates 'as low as' and subject to change without notice. Rates based on credit history, year of vehicle and mileage. |
Sources (2)
All captured Oct 15, 2026
Who can join Tampa Postal Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current employees of participating Select Employee Groups residing in designated Florida counties are eligible for membership.
Military, government and schools
- United States Government employees or retirees who work or reside in Lee, Collier, Hendry, or Charlotte Counties are eligible for membership.
- Members of the National Association of Letter Carriers (NALC) or American Postal Workers Union (APWU) residing in designated Florida counties are eligible for membership.
- Current or retired USPS employees residing in designated Florida counties are eligible for membership.
Family and household
- Family members of USPS employees or Select Employee Group employees who reside in designated Florida counties are eligible for membership.
- Household members living in the same residence as a current TPCU member and maintaining a single economic unit who reside in designated Florida counties are eligible for membership.
Cost to join
- A $5 one-time membership fee is required when joining the credit union.
- Opening an account requires an initial share deposit of $5 that remains in the Share Savings Account.
Membership information collected October 5, 2026.