Credit union · NCUA insured
Florida West Coast CU Auto Loan Rates
Top CarrotFlorida West Coast CU auto loans start at 3.99% APR for a new vehicle. Rates checked October 15, 2026.
How Florida West Coast CU’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where Florida West Coast CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Florida West Coast CU
3.99%APR
- Terms
- —
New Auto Loans
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
3rd-lowest rate
ECU Credit Union
4.38%APR
- Terms
- up to 60 months
Florida West Coast CU auto loan score
86
Auto loan score
Higher than 74% of U.S. banks and credit unions
- New vehicleNew3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Florida West Coast CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Who can join Florida West Coast CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Hillsborough and Pasco County Government employees are eligible for membership.
- Sheriff's Office employees and State of Florida employees are eligible for membership.
Family and household
- Family members of eligible employees/members are eligible to join.
Cost to join
- A initial deposit of $10.00 is required to join.
Membership information collected October 5, 2026.