Credit union · NCUA insured
Sylvania Area Federal Credit Union Savings Rates
Sylvania Area Federal Credit Union’s best savings rate is 0.01% APY on $10,000, with its Shares. Rates checked October 16, 2026.
How Sylvania Area Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Toledo, OH, where Sylvania Area Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sylvania Area Federal Credit Union
0.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $1
Shares
Top rate
Superior Credit Union
3.95%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $395
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Sylvania Area Federal Credit Union savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sylvania Area Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Shares
0.01%APY
Shares “A” & “B”. Dividends for share accounts are declared at the end of the quarter. Rates are based on the last declared rate and subject to change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceShares “A” & “B”. Dividends declared at end of quarter; based on last declared rate.Any balance | 0.01% | $1 | Shares “A” & “B”. Dividends declared at end of quarter; based on last declared rate. |
Sources (1)
- sylvaniaareafcu.com/pdfs/Div-C…-Rate-Sheet-May-2026.pdf · captured Sep 17, 2026
Special-purpose accounts
Holiday
0.20%APY
Holiday “C” / Holiday Club. Dividends for Holiday Club are declared at the end of October. Rates are based on the last declared rate and subject to change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceHoliday “C” / Holiday Club. Dividends declared at end of October; based on last declared rate.Any balance | 0.20% | $20 | Holiday “C” / Holiday Club. Dividends declared at end of October; based on last declared rate. |
Sources (1)
- sylvaniaareafcu.com/pdfs/Div-C…-Rate-Sheet-May-2026.pdf · captured Sep 17, 2026
IRA
0.20%APY
IRA “I” & “K”. Dividends for IRA accounts are declared at the end of the quarter. Rates are based on the last declared rate and subject to change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIRA “I” & “K”. Dividends declared at end of quarter; based on last declared rate.Any balance | 0.20% | $20 | IRA “I” & “K”. Dividends declared at end of quarter; based on last declared rate. |
Sources (1)
- sylvaniaareafcu.com/pdfs/Div-C…-Rate-Sheet-May-2026.pdf · captured Sep 17, 2026
Who can join Sylvania Area Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.