Credit union · NCUA insured
Sylvania Area Federal Credit Union Auto Loan Rates
Sylvania Area Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Sylvania Area Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Toledo, OH, where Sylvania Area Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Sylvania Area Federal Credit Union
4.99%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
New Cars
Lowest rate
Millstream Area Credit Union
4.50%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Cornerstone Community Financial Credit Union
4.69%APR
- Terms
- 40–64 months
- Discount
- None included
Sylvania Area Federal Credit Union auto loan score
75
Auto loan score
Higher than 38% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sylvania Area Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars
With automatic payment discount included. Term & Loan-to-Value limitations apply. Actual rate and term are based on each individual member's credit worthiness and collateral being offered.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.99% | As low as, with automatic payment discount included. Term & Loan-to-Value limitations apply. |
| up to 84 months | 5.24% | As low as, with automatic payment discount included. Term & Loan-to-Value limitations apply. |
Sources (1)
- sylvaniaareafcu.com/current-loan-rates · captured Oct 7, 2026
Used Cars
With automatic payment discount included. Term & Loan-to-Value limitations apply. Actual rate and term are based on each individual member's credit worthiness and collateral being offered.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.24% | As low as, with automatic payment discount included. Term & Loan-to-Value limitations apply. |
| up to 84 months | 5.74% | As low as, with automatic payment discount included. Term & Loan-to-Value limitations apply. |
Sources (1)
- sylvaniaareafcu.com/current-loan-rates · captured Oct 7, 2026
Who can join Sylvania Area Federal Credit Union
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