Credit union · NCUA insured
Summit Ridge Credit Union Savings Rates
Summit Ridge Credit Union’s best savings rate is 0.13% APY on $10,000, with its Regular Share Account. Rates checked October 16, 2026.
How Summit Ridge Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Summit Ridge Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Summit Ridge Credit Union
0.13%APY
- Minimum
- $5
- Earns on $10,000 a year
- $13
Regular Share Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Summit Ridge Credit Union savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.13%
- $10,000 balance$10,0000.13%
- $100,000 balance$100,0000.13%
- QualifiedQualified0.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Summit Ridge Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Regular Share Account
0.13%APY
Represents ownership in the credit union. Balances over $100.00 earn dividends, paid quarterly; children under 18 years are exempt from the $100.00 minimum balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRate applies to average daily balances of $100.00 and up. Children under 18 years are exempt from the $100.00 balance requirement to earn dividends.$100 and up | 0.13% | $13 | Rate applies to average daily balances of $100.00 and up. Children under 18 years are exempt from the $100.00 balance requirement to earn dividends. |
Stash Share Account
0.13%APY
Special purpose savings account. Balances over $100.00 earn dividends, paid quarterly; children under 18 years are exempt from the $100.00 minimum balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRate applies to average daily balances of $100.00 and up. Children under 18 years are exempt from the $100.00 balance requirement to earn dividends.$100 and up | 0.13% | $13 | Rate applies to average daily balances of $100.00 and up. Children under 18 years are exempt from the $100.00 balance requirement to earn dividends. |
Who can join Summit Ridge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Jackson County, Missouri are eligible for membership.
Family and household
- Immediate family members of persons who live or work in Jackson County, Missouri are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to establish and maintain membership/ownership in the credit union.
Membership information collected October 4, 2026.