Credit union · NCUA insured
Summit Ridge Credit Union Auto Loan Rates
Summit Ridge Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Summit Ridge Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Summit Ridge Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Summit Ridge Credit Union
5.25%APR
- Terms
- —
New & Used Auto Loans
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Summit Ridge Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Summit Ridge Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
Rates and terms are subject to credit approval and restrictions or requirements.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.25% | Flexible terms available. Rates and terms are subject to credit approval and restrictions or requirements. |
Who can join Summit Ridge Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Jackson County, Missouri are eligible for membership.
Family and household
- Immediate family members of persons who live or work in Jackson County, Missouri are eligible for membership.
Cost to join
- An initial share deposit of $5.00 is required to establish and maintain membership/ownership in the credit union.
Membership information collected October 4, 2026.