Credit union · NCUA insured
Summit Choice Credit Union Credit Card Rates
Top CarrotSummit Choice Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Summit Choice Credit Union’s credit card rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Summit Choice Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Summit Choice Credit Union
11.90%APR
- Up to
- 18.00% APR
Visa Infinity Credit Card
Lowest rate
Kemba Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
EWEB Employees Federal Credit Union
9.95%APR
- Up to
- —
Summit Choice Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Summit Choice Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
DreamPoints Rewards Credit Card
Rates valid as of October 1, 2026. Rate based on creditworthiness. No annual fee. Earn 1.5 points per dollar spent on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Purchase Intro APR of 0% applied for 12 months from posting date of transaction; lasts through 12 statements then reverts to regular variable purchase APR with the 13th monthly statement. |
| Ongoing | 13.90%–18.00% | None | Standard Purchase APR based on creditworthiness. Variable rate. |
Sources (2)
All captured Oct 5, 2026
Visa Infinity Credit Card
Rates valid as of October 1, 2026. Rate based on creditworthiness. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Special purchase interest rate of 0.00% APR is applied for 12 months from posting date of transaction; promotional APR lasts through 12 statements then reverts to regular variable purchase APR with the 13th monthly statement. |
| Intro, 12 months | 6.99% | None | Promotional APR of 6.99% applied for 12 months from posting date of transaction for existing cards only. Promotional rate valid October 1, 2026 - December 31, 2026. Lasts through 12 statements then reverts to regular variable purchase APR with the 13th monthly statement. |
| Ongoing | 11.90%–18.00% | None | Standard Purchase APR based on creditworthiness. Variable rate. |
Sources (3)
- summitchoice.org/Accounts/Spend/Credit-Cards
- summitchoice.org/News/Infinity-Visa-Purchase-Rate-Promo
- summitchoice.org/Rates
All captured Oct 5, 2026
Who can join Summit Choice Credit Union
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