Credit union · NCUA insured
Summit Choice Credit Union Auto Loan Rates
Top CarrotSummit Choice Credit Union auto loans start at 4.39% APR for a new vehicle and 4.39% for a used one. Rates checked October 5, 2026.
How Summit Choice Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Summit Choice Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Summit Choice Credit Union
4.39%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans - Cars, Trucks, Street Motorcycles (New and Used)
Lowest rate
Public Service Credit Union
4.29%APR
- Terms
- 60–83 months
- Discount
- Included in the rate
3rd-lowest rate
Financial Partners Federal Credit Union
4.45%APR
- Terms
- up to 84 months
- Discount
- None included
Summit Choice Credit Union auto loan score
91
Auto loan score
Higher than 92% of U.S. banks and credit unions
- New vehicleNew4.39%
- Used vehicleUsed4.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Summit Choice Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - Cars, Trucks, Street Motorcycles (New and Used)
All rates are based upon borrower qualifications, vehicle model year/type, new or used status, credit history, loan amount, term, and loan-to-value ratio. Subject to credit approval. A one-time product maintenance fee of $99.00 applies. First payment deferral up to 90 days available for qualified borrowers, with interest starting at loan disbursement. Longer terms available.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.39% | Promotional rate valid October 1 – October 31, 2026 on 2024 model year and newer for up to 60 months. Subject to credit approval. First payment deferred up to 90 days for qualified borrowers; interest starts at loan disbursement. A one-time product maintenance fee of $99.00 applies. |
Sources (4)
- summitchoice.org/Borrow/Loans/Vehicle-RV-Loans
- summitchoice.org/News/Monthly-Auto
- summitchoice.org/Rates
- summitchoice.org
All captured Oct 5, 2026
Who can join Summit Choice Credit Union
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