Credit union · NCUA insured
Sugar Valley FCU CD Rates
Sugar Valley FCU’s best CD rate is 0.45% APY on an 8-year share certificate (CD). Terms run from 6 months to 8 years. Rates checked October 22, 2026.
How Sugar Valley FCU’s CD rates compare
Compared with banks and credit unions near Scottsbluff, NE, where Sugar Valley FCU has the most branches. $10,000, best rate first.
This credit union’s best
Sugar Valley FCU
0.45%APY
- Term
- 96 months
- Minimum
- $500
- Earns on $10,000
- $366
Certificate Accounts
Top rate
Security First Bank
4.16%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $849
2nd-highest rate
Meridian Trust Federal Credit Union
3.55%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $176
Sugar Valley FCU CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.17%
- 16–30 months16–30 mo0.23%
- 31–60 months31–60 mo0.31%
- QualifiedQualified0.31%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sugar Valley FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 0.45%APY · 8 terms
Must be a member of the credit union. Variable rate accounts; dividend rate and annual percentage yield may change every month as determined by the Credit Union Board of Directors. Early withdrawal penalty is the loss of 90 days dividends. Automatically renews upon maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.15% | $7 |
| 12 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.17% | $17 |
| 18 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.20% | $30 |
| 24 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.22% | $44 |
| 30 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.23% | $58 |
| 36 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.25% | $75 |
| 60 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.31% | $156 |
| 96 monthsVariable rate; early withdrawal penalty is 90 days dividends | 0.45% | $366 |
Sources (1)
- sugarvalleyfcu.org/accounts · captured Sep 18, 2026
Who can join Sugar Valley FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of MC Schaff & Associates are eligible for membership.
- Employees of Mitchell Health Care Center are eligible for membership.
- Employees of Regional West Health Services are eligible for membership.
- Employees of Regional West Medical Center are eligible for membership.
- Employees of Western Pathology Consultants are eligible for membership.
- Employees of Western Sugar Cooperative are eligible for membership.
8 more ways to join
Military, government and schools
- Employees of Cities of Scottsbluff & Gering are eligible for membership.
- Employees of Region 1 Office of Human Development are eligible for membership.
- Employees of Scottsbluff County are eligible for membership.
- Employees of Scottsbluff & Gering Public Schools are eligible for membership.
- Employees of State of Nebraska are eligible for membership.
- Employees of the US Government are eligible for membership.
- Employees of Western Nebraska Comm. College are eligible for membership.
Family and household
- Family members of eligible employee group members are eligible for membership.
Membership information collected October 4, 2026.