Credit union · NCUA insured
Sugar Valley FCU Savings Rates
Sugar Valley FCU’s best savings rate is 0.18% APY on $10,000, with its Share Accounts. Rates checked October 22, 2026.
How Sugar Valley FCU’s savings rates compare
Compared with banks and credit unions near Scottsbluff, NE, where Sugar Valley FCU has the most branches. $10,000, best rate first.
This credit union’s best
Sugar Valley FCU
0.18%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $18
Share Accounts
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Pinnacle Bank
0.75%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $75
Sugar Valley FCU savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.18%
- $10,000 balance$10,0000.18%
- $100,000 balance$100,0000.18%
- QualifiedQualified0.18%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sugar Valley FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accounts
0.18%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRequires a minimum average daily balance of $50.00 in the account for the dividend period to earn dividends. Dividends compounded and credited quarterly.$50 and up | 0.18% | $18 | Requires a minimum average daily balance of $50.00 in the account for the dividend period to earn dividends. Dividends compounded and credited quarterly. |
Sources (1)
- sugarvalleyfcu.org/accounts · captured Sep 24, 2026
Special-purpose accounts
Share Club Accounts
0.20%APY
Must have a Regular Share Account to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirement to earn dividends. Must have a Regular Share Account to open. Dividends compounded and credited yearly (term ends April 30 for Vacation Club and October 31 for Christmas Club).Any balance | 0.20% | $20 | No minimum balance requirement to earn dividends. Must have a Regular Share Account to open. Dividends compounded and credited yearly (term ends April 30 for Vacation Club and October 31 for Christmas Club). |
Sources (1)
- sugarvalleyfcu.org/accounts · captured Sep 24, 2026
Junior Share Accounts
0.10%APY
Available to all members under the age of 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAvailable to all members under the age of 18. Requires a minimum average daily balance of $5.00 in the account for the dividend period to earn dividends. Dividends compounded and credited quarterly.$5 and up | 0.10% | $10 | Available to all members under the age of 18. Requires a minimum average daily balance of $5.00 in the account for the dividend period to earn dividends. Dividends compounded and credited quarterly. |
Sources (1)
- sugarvalleyfcu.org/accounts · captured Sep 24, 2026
Who can join Sugar Valley FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of MC Schaff & Associates are eligible for membership.
- Employees of Mitchell Health Care Center are eligible for membership.
- Employees of Regional West Health Services are eligible for membership.
- Employees of Regional West Medical Center are eligible for membership.
- Employees of Western Pathology Consultants are eligible for membership.
- Employees of Western Sugar Cooperative are eligible for membership.
8 more ways to join
Military, government and schools
- Employees of Cities of Scottsbluff & Gering are eligible for membership.
- Employees of Region 1 Office of Human Development are eligible for membership.
- Employees of Scottsbluff County are eligible for membership.
- Employees of Scottsbluff & Gering Public Schools are eligible for membership.
- Employees of State of Nebraska are eligible for membership.
- Employees of the US Government are eligible for membership.
- Employees of Western Nebraska Comm. College are eligible for membership.
Family and household
- Family members of eligible employee group members are eligible for membership.
Membership information collected October 4, 2026.