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Credit union · NCUA insured

Meridian Trust Federal Credit Union CD Rates

Meridian Trust Federal Credit Union’s best CD rate is 3.55% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.

How Meridian Trust Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Cheyenne, WY, where Meridian Trust Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Meridian Trust Federal Credit Union

    3.55%APY

    Term
    6 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $176

    Certificates

  • Top rate

    UniWyo Credit Union

    4.40%APY

    Term
    60 months
    Requires
    None
    Minimum
    $100
    Earns on $10,000
    $2,402

    UniWyo Credit Union rates

  • 2nd-highest rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

Compare CD rates near you →

Meridian Trust Federal Credit Union CD score

76

CD score

Higher than 42% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.55%
  • 9–15 months9–15 mo3.50%
  • 16–30 months16–30 mo3.25%
  • 31–60 months31–60 mo3.40%
  • QualifiedQualified3.55%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Meridian Trust Federal Credit Union ranks

By CD score, in each area where it has branches

And 2 more areas →

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Meridian Trust Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in Cheyenne, Wyoming Census Tracts 2, 3, 4.02, 7, 10, and 11 are eligible for membership.
  • Individuals who live, work, worship, or attend school in Box Butte or Scotts Bluff County, Nebraska, or have a family member who does, are eligible for membership.
  • Individuals who live, work, worship, or attend school in Carbon, Fremont, Sweetwater, or Uinta County, Wyoming, or have a family member who does, are eligible for membership.

Employers and groups

  • Individuals who work for or are retired from BNSF railroad, Box Butte General Hospital, or Panhandle Cooperative in Alliance, Nebraska, or have a qualifying family member, are eligible for membership.
  • Employees, retirees, and eligible members/volunteers of participating Select Employee Groups (SEGs) are eligible for membership.
  • In Wellington, Colorado, eligibility extends to Poudre School District staff/retirees, residents of nearby HOAs, and employees/retirees/residents associated with the Wellington Area Chamber of Commerce or Main Streets Program.
3 more ways to join

Military, government and schools

  • Active or retired military personnel are eligible for membership.
  • Employees and retirees of the State of Wyoming, University of Wyoming, Wyoming Department of Transportation, or Wyoming Public Schools and School Districts are eligible for membership.

Family and household

  • Individuals with an immediate family member who has an account are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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