Credit union · NCUA insured
STJ FCU Savings Rates
STJ FCU’s best savings rate is 0.75% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How STJ FCU’s savings rates compare
Compared with banks and credit unions near Canton, OH, where STJ FCU has the most branches. $10,000, best rate first.
This credit union’s best
STJ FCU
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market Savings
Top rate
7 17 Credit Union
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
STJ FCU savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where STJ FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.75%APY
Dividends are computed daily and paid monthly. Disclosed dividend rates are variable and may change after account opening. Minimum of $50 required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50 | 0.00% | — |
| Up to $1,999 | 0.25% | — |
| $2,000 – $4,999 | 0.50% | — |
| $5,000 – $24,999 | 0.75% | $75 |
| $25,000 and up | 1.00% | — |
Sources (1)
- stjfcu.org/savings-rates-terms · captured Sep 17, 2026
Share (Savings)
0.25%APY
Dividends are computed daily and paid quarterly. In order to become a member/owner, must open a Share (savings) Account with a minimum balance of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00. Dividends computed daily and paid quarterly.$5 and up | 0.25% | $25 | Minimum balance of $5.00. Dividends computed daily and paid quarterly. |
Special Savings Account
0.25%APY
No monthly service fee charged. Dividends are computed daily and paid quarterly. Designed to save for extra expenses/special items.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSaving for special items. No monthly service fee charged. Dividends paid quarterly.Any balance | 0.25% | $25 | Saving for special items. No monthly service fee charged. Dividends paid quarterly. |
Special-purpose accounts
Christmas Club
0.25%APY
Payout is paid to share account annually on October 1st. Dividends are computed daily and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid to share account October 1st each year.Any balance | 0.25% | $25 | Paid to share account October 1st each year. |
Sources (1)
- stjfcu.org/savings-rates-terms · captured Sep 17, 2026
IRA Savings
0.25%APY
$25.00 fee if closed within 3 months. Dividends are computed daily and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$25.00 fee if closed within 3 months.Any balance | 0.25% | $25 | $25.00 fee if closed within 3 months. |
Sources (1)
- stjfcu.org/savings-rates-terms · captured Sep 17, 2026
Safari Club
0.25%APY
Available to members under age 13. Dividends are computed daily and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor members under age 13. Dividends computed daily and paid quarterly.Any balance | 0.25% | $25 | For members under age 13. Dividends computed daily and paid quarterly. |
Sources (1)
- stjfcu.org/savings-rates-terms · captured Sep 17, 2026
Vacation Club
0.25%APY
Payout is paid to share account annually on June 1st. Dividends are computed daily and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid to share account June 1st each year (Travel Club payout date is June 1st).Any balance | 0.25% | $25 | Paid to share account June 1st each year (Travel Club payout date is June 1st). |
Sources (1)
- stjfcu.org/savings-rates-terms · captured Sep 17, 2026
Who can join STJ FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.