Credit union · NCUA insured
STJ FCU Auto Loan Rates
STJ FCU auto loans start at 4.75% for a used one. Rates checked October 16, 2026.
How STJ FCU’s auto loan rates compare
Compared with banks and credit unions near Canton, OH, where STJ FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
STJ FCU
– –
- Terms
- —
No ongoing APR published
Lowest rate
C1CU - Community One Credit Union
4.25%APR
- Terms
- up to 84 months
2nd-lowest rate
CSE Federal Credit Union
4.25%APR
- Terms
- up to 72 months
STJ FCU auto loan score
82
Auto loan score
Higher than 60% of U.S. banks and credit unions
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where STJ FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto (non-titled)
Purchase Price not to exceed Manufacturer's suggested retail or payoff from another institution. Rates reflect maximum discounts of 0.50%. Individual rates based on credit scores.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | Model Year(s): 2022 & Newer. Fixed Term of Repayment: Up To 60 Months. |
| up to 72 months | 4.85% | Model Year(s): 2022 & Newer. Fixed Term of Repayment: Up To 72 Months. |
| up to 84 months | 4.90% | Model Year(s): (untitled). Fixed Term of Repayment: Up To 84 Months - $25,000+. |
Used Auto
Loan not to exceed Retail Value according to the NADA Official Used Car Guide. Rates reflect maximum discounts of 0.50%. Individual rates based on credit scores.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | Model Year(s): 2015 - 2021. Fixed Term of Repayment: Up To 60 Months. |
| up to 72 months | 4.85% | Model Year(s): 2015 - 2021. Fixed Term of Repayment: Up To 72 Months. |
| up to 48 months | 5.00% | Model Year(s): 2014 & older. Fixed Term of Repayment: Up To 48 Months. |
| up to 60 months | 5.25% | Model Year(s): 2014 & older. Fixed Term of Repayment: Up To 60 Months. |
Sources (1)
- stjfcu.org/loan-rates-copy · captured Oct 7, 2026
Who can join STJ FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.