Credit union · NCUA insured
Liberty FCU Credit Card Rates
Liberty FCU credit cards start at 9.75% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Liberty FCU’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where Liberty FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Liberty FCU
9.75%APR
- Up to
- —
Platinum Prime Plus
Lowest rate
Heritage South
8.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Outreach FCU
8.90%APR
- Up to
- —
Liberty FCU credit card score
87
Credit card score
Higher than 77% of U.S. banks and credit unions
- Purchase APRPurchase APR9.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Liberty FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Rewards
No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Regular purchase APR as low as 11.75%. |
| Intro, 6 months | 0.00% | None | Intro 0% APR on balance transfers for the first six months after you've opened your card, as low as 10.00% APR thereafter (9.75% to 17.45% APR based on creditworthiness). No balance transfer fees. Applicable to balance transfers on new cards only. |
| Intro, 6 months | 1.99% | None | Introductory rate of 1.99% APR on new purchases for the first six months (6 billing cycles), as low as 10.00% APR thereafter (9.75% to 17.45% APR based on creditworthiness). |
Sources (1)
- libertyfcu.org/credit-cards · captured Oct 5, 2026
Platinum Prime Plus
Offers guaranteed lowest rate instead of rewards. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.75% | None | Regular APR as low as 9.75%. |
| Intro, 6 months | 0.00% | None | Intro 0% APR on balance transfers for the first six months after you've opened your card, as low as 10.00% APR thereafter (9.75% to 17.45% APR based on creditworthiness). No balance transfer fees. Applicable to balance transfers on new cards only. |
| Intro, 6 months | 1.99% | None | Introductory rate of 1.99% APR on new purchases for the first six months (6 billing cycles), as low as 10.00% APR thereafter (9.75% to 17.45% APR based on creditworthiness). |
Sources (1)
- libertyfcu.org/credit-cards · captured Oct 5, 2026
Who can join Liberty FCU
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