Credit union · NCUA insured
Sterling United FCU Savings Rates
Top CarrotSterling United FCU’s best savings rate is 0.10% APY on $10,000, with its Share Savings Account. Rates checked October 15, 2026.
How Sterling United FCU’s savings rates compare
Compared with banks and credit unions near Evansville, IN, where Sterling United FCU has the most branches. $10,000, best rate first.
This credit union’s best
Sterling United FCU
0.10%APY
- Minimum
- $0
- Earns on $10,000 a year
- $10
Special Share Savings Account
Top rate
Crane Credit Union
1.51%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $151
2nd-highest rate
Indiana Members Credit Union
1.21%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $121
Sterling United FCU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sterling United FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.10%APY
Start with a $5 deposit to establish credit union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Special Share Savings Account
0.10%APY
No minimum balance requirements to open or add funds.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Special-purpose accounts
Christmas Club Savings Account
0.10%APY
Funds are automatically deposited into account in mid-October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFunds are automatically deposited into account in mid-October.$25 and up | 0.10% | $10 | Funds are automatically deposited into account in mid-October. |
Who can join Sterling United FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Posey, Vanderburgh, or Warrick County, Indiana, or Henderson County, Kentucky are eligible for membership.
Family and household
- Immediate family members (including children, parents, siblings, grandparents, grandchildren, and step relatives) of current members or of individuals who meet geographic eligibility criteria are eligible to join.
- Individuals who live in the same household as a current member are eligible for membership.
Cost to join
- A minimum share savings deposit of $5 is required for ownership, with no membership fee.
Membership information collected October 5, 2026.