Credit union · NCUA insured
Statewide Federal Credit Union Credit Card Rates
Statewide Federal Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Statewide Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Jackson, MS, where Statewide Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Statewide Federal Credit Union
9.95%APR
VISA Platinum Card
Lowest rate
MS National Guard FCU
8.50%APR
2nd-lowest rate
Mississippi Highway Safety Patrol FCU
8.99%APR
Statewide Federal Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Statewide Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Card
Subject to credit approval. No annual fee. No balance transfer fee. Late payment fees may apply. Foreign transaction fee is 1% of each foreign transaction in US dollars. MemberRewards points earned on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95% | None | A+ Credit. Subject to credit approval. |
| Ongoing | 11.95% | None | A Credit. Subject to credit approval. |
| Ongoing | 14.95% | None | B Credit. Subject to credit approval. |
| Ongoing | 16.95% | None | C Credit. Subject to credit approval. |
| Ongoing | 17.95% | None | D Credit. Subject to credit approval. |
Who can join Statewide Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Friends of Flowood Library are eligible for membership.
- Retirees of any eligible group are eligible for membership.
- Members of The Jackson Zoological Society are eligible for membership.
Military, government and schools
- Federal, State, County, or City Government employees who work in Oktibbeha County, MS are eligible for membership.
- Members of the Mississippi State University Alumni Association are eligible for membership.
Family and household
- Family members (spouses, children, parents, grandchildren, grandparents, brothers, and sisters) of current Statewide members or persons eligible for Statewide membership are eligible to join.
1 more way to join
Family and household
- Surviving spouses of deceased members or potential members are eligible to join.
Membership information collected October 4, 2026.