Credit union · NCUA insured
SRI Federal Credit Union Credit Card Rates
Top CarrotSRI Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How SRI Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Francisco, CA, where SRI Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SRI Federal Credit Union
9.90%APR
- Up to
- —
Visa2 Gold
Lowest rate
San Francisco Federal Credit Union
7.45%APR
- Up to
- 17.99% APR
2nd-lowest rate
Sheet Metal Workers Local 104 Federal Credit Union
7.90%APR
- Up to
- —
SRI Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where SRI Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Gold Extra Awards
Also referred to as Visa Gold with UChoose Rewards Program. Limits up to $25,000. Monthly required payment: 3% of current balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Fixed rate. |
| Intro, 15 months | 0.00% | None | 0% for 15 months on balance transfers made within 90 days of opening from other financial institutions (transfer fee applies). |
Visa Platinum
Limits from $10,000 up to $50,000. Monthly required payment: 2% of current balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Variable rate based on Wall Street Journal Prime Rate plus 1.00%. |
Visa2 Gold
Limits up to $25,000. Monthly required payment: 3% of current balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. |
| Intro, 15 months | 0.00% | None | 0% for 15 months on balance transfers (promo disclosures cite 3% and 3.99% transfer fee). |
Who can join SRI Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Allstate Research and Planning Center who work in Menlo Park, California are eligible for membership.
- Employees of the Alpine Hills Tennis & Swimming Club who work in Portola Valley, California are eligible for membership.
- Affiliates/members of Silicon Valley Chapter AUVSI (now Silicon Valley Autonomy Association, Inc) are eligible for membership.
- Members of the Palo Alto Association for Women in Science (AWIS) are eligible for membership.
- Employees of Boys and Girls Club of the Peninsula who work in Menlo Park, California are eligible for membership.
- Employees or affiliates of Sanchez Construction Services, Systems Electric, FAFCO Inc, EZDIA, Lockwood Hills, Intrinsyx Technologies Corporation, AFSS Jacobs, or Jacobs-ATOM are eligible for membership.
20 more ways to join
Employers and groups
- Employees of Cornerstone Research who work in Menlo Park, California are eligible for membership.
- Employees of SRI Federal Credit Union are eligible for membership.
- Members or associates of the Financial Fitness Association (FFA) are eligible for membership.
- Employees of Kepler's Books who work in or are paid from Menlo Park, California are eligible for membership.
- Employees or affiliates of Leone Advertising in Menlo Park, CA are eligible for membership.
- Employees of Millennium Imaging Solutions (formerly Banana Office Systems, Inc.) who work in Menlo Park, California are eligible for membership.
- Employees or affiliates of Bioceryx, Canvas Construction, Inc., Grabit, Inc., LeoLabs, Inc., Princeton Identity, Ravenswood Solutions, Strategic Business Insights, or SE/SM/C are eligible for membership.
- Employees or affiliates of PARC (Palo Alto Research Center) are eligible for membership.
- Employees or affiliates of QSecure, Inc. are eligible for membership.
- Persons retired as pensioners or annuitants from eligible employment groups are eligible for membership.
- Members of the SRI Alumni Association are eligible for membership.
- Employees of SRI International who work in or are paid from Menlo Park, California are eligible for membership.
- Employees of WSJ Properties who work in Palo Alto, California are eligible for membership.
Military, government and schools
- Employees or affiliates of California Geological Survey are eligible for membership.
- Employees or affiliates of GSA are eligible for membership.
- NASA Civil Servants, NASA Ames Union members, and NASA Exchange entities and employees are eligible for membership.
- USGS employees, retirees, contractors, and foreign exchange students based in Menlo and Moffett are eligible for membership.
- Employees of the Menlo Park Vet Center are eligible for membership.
Family and household
- Immediate family members and domestic partners of eligible members are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Membership information collected October 5, 2026.