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Credit union · NCUA insured

SRI Federal Credit Union Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

SRI Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.

How SRI Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near San Francisco, CA, where SRI Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    SRI Federal Credit Union

    5.25%APR

    Terms
    up to 72 months
    Up to
    —
    Discount
    None included

    New Car Loans

  • Lowest rate

    Utility District Credit Union

    3.50%APR

    Terms
    up to 60 months
    Up to
    13.00% APR
    Discount
    None included

    Utility District Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    F3 Credit Union

    3.74%APR

    Terms
    up to 72 months
    Up to
    —
    Discount
    Included in the rate

    F3 Credit Union rates

Compare auto loan rates near you →

SRI Federal Credit Union auto loan score

77

Auto loan score

Higher than 44% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.25%
  • Used vehicleUsed5.25%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where SRI Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join SRI Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Allstate Research and Planning Center who work in Menlo Park, California are eligible for membership.
  • Employees of the Alpine Hills Tennis & Swimming Club who work in Portola Valley, California are eligible for membership.
  • Affiliates/members of Silicon Valley Chapter AUVSI (now Silicon Valley Autonomy Association, Inc) are eligible for membership.
  • Members of the Palo Alto Association for Women in Science (AWIS) are eligible for membership.
  • Employees of Boys and Girls Club of the Peninsula who work in Menlo Park, California are eligible for membership.
  • Employees or affiliates of Sanchez Construction Services, Systems Electric, FAFCO Inc, EZDIA, Lockwood Hills, Intrinsyx Technologies Corporation, AFSS Jacobs, or Jacobs-ATOM are eligible for membership.
20 more ways to join

Employers and groups

  • Employees of Cornerstone Research who work in Menlo Park, California are eligible for membership.
  • Employees of SRI Federal Credit Union are eligible for membership.
  • Members or associates of the Financial Fitness Association (FFA) are eligible for membership.
  • Employees of Kepler's Books who work in or are paid from Menlo Park, California are eligible for membership.
  • Employees or affiliates of Leone Advertising in Menlo Park, CA are eligible for membership.
  • Employees of Millennium Imaging Solutions (formerly Banana Office Systems, Inc.) who work in Menlo Park, California are eligible for membership.
  • Employees or affiliates of Bioceryx, Canvas Construction, Inc., Grabit, Inc., LeoLabs, Inc., Princeton Identity, Ravenswood Solutions, Strategic Business Insights, or SE/SM/C are eligible for membership.
  • Employees or affiliates of PARC (Palo Alto Research Center) are eligible for membership.
  • Employees or affiliates of QSecure, Inc. are eligible for membership.
  • Persons retired as pensioners or annuitants from eligible employment groups are eligible for membership.
  • Members of the SRI Alumni Association are eligible for membership.
  • Employees of SRI International who work in or are paid from Menlo Park, California are eligible for membership.
  • Employees of WSJ Properties who work in Palo Alto, California are eligible for membership.

Military, government and schools

  • Employees or affiliates of California Geological Survey are eligible for membership.
  • Employees or affiliates of GSA are eligible for membership.
  • NASA Civil Servants, NASA Ames Union members, and NASA Exchange entities and employees are eligible for membership.
  • USGS employees, retirees, contractors, and foreign exchange students based in Menlo and Moffett are eligible for membership.
  • Employees of the Menlo Park Vet Center are eligible for membership.

Family and household

  • Immediate family members and domestic partners of eligible members are eligible for membership.

Other ways

  • Spouses of persons who died while within the field of membership of the credit union are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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