Credit union · NCUA insured
Sheet Metal Workers Local 104 Federal Credit Union Credit Card Rates
Sheet Metal Workers Local 104 Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Sheet Metal Workers Local 104 Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Francisco, CA, where Sheet Metal Workers Local 104 Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Sheet Metal Workers Local 104 Federal Credit Union
7.90%APR
- Up to
- —
Visa® Platinum
Lowest rate
San Francisco Federal Credit Union
7.45%APR
- Up to
- 17.99% APR
3rd-lowest rate
1st Nor Cal® Credit Union
8.90%APR
- Up to
- —
Sheet Metal Workers Local 104 Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sheet Metal Workers Local 104 Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Classic
Card types are determined by your credit worthiness. Rate listed is on approved credit. Credit lines up to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Low 10.50% APR. 25-day grace period on purchases. No Annual Fee, No Balance Transfer Fee, No Cash Advance Fee, No Over Credit Limit Fee. |
Sources (1)
- smw104fcu.org/credit-card · captured Oct 7, 2026
Visa® Platinum
Card types are determined by your credit worthiness. Rate listed is on approved credit. Credit lines from $10,000+.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | As Low as 7.90% APR. No Annual Fee, No Balance Transfer Fee, No Cash Advance Fee, No Over Credit Limit Fee. |
Sources (1)
- smw104fcu.org/credit-card · captured Oct 7, 2026
Who can join Sheet Metal Workers Local 104 Federal Credit Union
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